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401 13th St , Ocean City, MD 21842
$1,875,000
Est. Payment: $9,979.54/mo
4 Bed
3 Bath
2287 Sqft
0.14 Acres
Status: active under contract | Days on site: 177
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House Description

NEW PRICE! RARE WATERFRONT SINGLE FAMILY HOME WITH OPPORTUNITY AND ENDLESS POTENTIAL! NEWER VINYL BULKHEAD! This is truly a one-of-a-kind waterfront property nestled on an oversized 6,000 sq ft lot overlooking the protected cove of Harbour Island. Opportunities like this are incredibly rare—offering not only location, but unmatched versatility and potential. The existing over 2,000 sq ft two-story home invites you to bring your vision to life. Whether you choose to renovate and customize the current residence or explore the potential to build two units (with town approval)—living in one and renting the other—the possibilities here are exceptional. Boating enthusiasts will appreciate the 3 private boat slips, including one with an electric lift, along with over 40 feet of water frontage complete with water and electric at the dock. Enjoy direct access to open water while being tucked into a calm, protected cove—perfect for boating, fishing, or simply relaxing by the water. Enjoy gorgeous nightly sunsets while entertaining family and friends on your large private deck after a day on the water. Prefer the beach? You’re just a short walk away from putting your toes in the sand. This location is truly a WATERMAN'S DREAM, offering endless opportunities for fishing, boating, swimming, and even front-row seats from your own deck to watch the excitement of the annual White Marlin Tournament, including the boats returning, weigh-ins, and all the energy this iconic event brings. Skip the beach traffic altogether—just hop on your boat and cruise to the many waterfront restaurants and bars along the Ocean City bayfront for dining, drinks, and entertainment. Why pay condo or HOA fees when you can own your very own piece of waterfront paradise? This property offers the freedom, space, and flexibility that’s hard to find in today’s market. This home is being sold “As Is”, presenting a rare opportunity to secure a premier waterfront location and make it your own. The world is your oyster with this Harbor Island gem—don’t miss an opportunity like this again!

Highlights

Listed by Tina Dorsey , 3018751821 Coastal Life Realty Group LLC , 4435527579. Bright MLS

Property Type

Residential

Lot/Acreage
0.14

Year Built

1978

County

Worcester

Area

Bayside Waterfront (84)

Neighborhood

None Available

School District

Worcester County Public Schools

Listing ID

MDWO2038146

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Built-In Microwave, Built-In Range, Cooktop, Dishwasher, Disposal, Dryer - Electric, Microwave, Oven - Wall, Refrigerator, Surface Unit, Washer, Water Heater
Air Cond:Heat Pump(s)
Fireplaces:
Floor:Ceramic Tile,Fully Carpeted,Laminated,Vinyl
Above Ground Sq Ft:2287
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Carpet, Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Country, Primary Bath(s), Primary Bedroom - Bay Front, Skylight(s), Upgraded Countertops, Window Treatments, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Bulkheaded,Cleared,No Thru Street,Open,Premium,Not New Construction,Horse Property: No,Waterfront,In City Limits
Lot Dimensions:0.00 x 0.00
Garage Capacity:9
Zoning:C-M
Roof:Architectural Shingle
Others:
  • ▪ Additional:Extensive Hardscape, Street Lights
Sewer:Public Sewer
Parking Features:Concrete Driveway,Fenced,Private,Driveway,Off Street,Parking Lot,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$9,980
Taxes
$894

Home Price

$1,875,000

Loan Details

30 yrs
7%

Down Payment

20%
$375,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,979.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,979.54 $893.58 $0.00 $10,873.12
Yearly $119,754.45 $10,723.00 $0.00 $130,477.45
Total $3,592,633.47 $321,690.00 $0.00 $3,914,323.47
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ocean City, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS