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401 14th St Unit 1 , Ocean City, MD 21842
$779,900
Est. Payment: $4,150.96/mo
2 Bed
3 Bath
1206 Sqft
Status: active | Days on site: 418
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KWBCH62 - 3319090
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House Description

Bayfront Luxury in Prestigious Harbour Island – Home of the White Marlin Open Step into coastal sophistication with this rare southern-facing end-unit townhouse in the exclusive gated community of Harbour Island, host of the world-famous White Marlin Open. Perfectly positioned on the bay front with sweeping views of Assateague Island, the marina, and open water, this 2 bedroom, 2.5 bath residence seamlessly blends luxury living with effortless style. Impeccably maintained and thoughtfully upgraded, this home has been decorated with designer furnishings and curated finishes, and also offers proven investment potential as a high-end seasonal rental, grossing $40,000–$50,000 annually. Inside, natural light pours across freshly painted interiors and new upstairs flooring. A wood-burning fireplace anchors the living space, complemented by Pottery Barn lighting, custom window treatments; Plantation Shutters, and Vertiglide sliders by Designing Windows. The gourmet feel is elevated with four spacious balconies offering private outdoor retreats—each with breathtaking water views and premium Telescope outdoor furniture included. Recent enhancements include a completely remodeled powder room (2020), new mini-split and heat pump systems both upstairs and down (2020), custom closet installations throughout, new shower door sliders, and a newer stackable washer/dryer. Comfort and convenience are built in at every turn, including a professionally installed EV charger in the garage. Whether entertaining or unwinding, this residence offers an unmatched lifestyle: four balconies for dining or relaxing against a backdrop of boats in the marina, sunsets over the bay, and panoramic views stretching to Assateague. Offered fully furnished with high-end pieces, this turnkey home allows you to enjoy the best of Harbour Island immediately—where world-class fishing, the excitement of the White Marlin Open, and the vibrance of Ocean City are all at your doorstep. Boat slips available for purchase. Call us today for an exclusive showing!

Highlights

Listed by Katie B Hammond , 4437831703 Keller Williams Realty Delmarva , 4105246400. Bright MLS

Property Type

Condo

Year Built

1983

County

Worcester

Area

Bayside Waterfront (84)

Neighborhood

None Available

School District

Worcester County Public Schools

Listing ID

MDWO2033236

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Exhaust Fan, Microwave, Refrigerator, Stove, Washer/Dryer Stacked
Air Cond:Heat Pump(s),Central A/C
Fireplaces:Wood,1 Fireplace
Floor:Tile/Brick,Luxury Vinyl Plank
Above Ground Sq Ft:1206
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Attic, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Ceiling Fan(s), Dining Area, Floor Plan - Open, Pantry, Primary Bedroom - Bay Front, Recessed Lighting, Window Treatments, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Bulkheaded,Fishing Available,Rear Yard,Not New Construction,Horse Property: No,Waterfront,In City Limits
Lot Dimensions:0.00 x 0.00
Garage Capacity:2
Zoning:CM
Roof:Architectural Shingle
Others:
  • ▪ Additional:Exterior Lighting, Gutter System, Secure Storage, Street Lights, Tennis Court(s), Excellent, Cable, Common Grounds, Gated Community, Marina/Marina Club, Pool - Outdoor, Security, Tennis Courts, Tot Lots/Playground, Cable TV, Common Area Maintenance, Ext Bldg Maint, Lawn Maintenance, Management, Pier/Dock Maintenance, Pool(s), Reserve Funds, Security Gate, Trash
Sewer:Public Sewer
Parking Features:Assigned,Lighted Parking,Private,Secure Parking,Garage - Front Entry,Attached Garage,On Street,Parking Lot,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Sunday 12:00 pm - 3:00 pm Nov 15
Principal Interest
$4,151
Taxes
$459

Home Price

$779,900

Loan Details

30 yrs
7%

Down Payment

20%
$155,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,150.96

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,150.96 $459.42 $3,207.00 $7,817.37
Yearly $49,811.46 $5,513.00 $38,484.00 $93,808.46
Total $1,494,343.92 $165,390.00 $1,154,520.00 $2,814,253.92
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ocean City, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS