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31 Bank Spring Ct , Owings Mills, MD 21117
$375,000
Est. Payment: $2,059.16/mo
3 Bed
4 Bath
1952 Sqft
0.06 Acres
Status: active under contract | Days on site: 6
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CCRL11 - 3022164
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House Description

Welcome to this spacious and beautifully designed end-of-group townhome offering four levels of living space, 3 bedrooms, 2 full baths, 2 half baths, and an attached garage! Thoughtfully designed to maximize space and natural light, this home features a unique two-story opening overlooking the recreation room, creating an airy and inviting atmosphere. The well-appointed kitchen boasts crisp white cabinetry, granite countertops, and access to a large deck, perfect for outdoor dining, entertaining, or simply relaxing. The second level also features a spacious living room and convenient half bath, providing a comfortable space to gather and unwind. The third level offers two generously sized bedrooms and a full hall bath, while the entire top level is dedicated to the private owner's suite. This impressive retreat features vaulted ceilings, expansive windows that fill the space with natural light, and an en-suite bath complete with a soaking tub and separate stand-up shower. The walk-out lower level provides additional versatile space with direct access to the backyard, adding to the home's functionality and appeal. With its four-level layout, abundant natural light, generous outdoor living spaces, and private top-floor owner's retreat, this end-of-group townhome offers a wonderful combination of comfort, style, and functionality. Welcome home!

Highlights

Listed by Kristina Johnson , 4104044104 Cummings & Co. Realtors , 4108230033. Bright MLS

Property Type

Townhome

Lot/Acreage
0.06

HOA Fee

80.18 Monthly

Year Built

1998

County

Baltimore

Neighborhood

Crosswell Farms

School District

Baltimore County Public Schools

Listing ID

MDBC2180020

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1952
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:1
Zoning:RES
Sewer:Public Sewer
Parking Features:Built In,Garage - Front Entry,Inside Access,Attached Garage,1+ Spaces
Principal Interest
$2,059
Taxes
$306
HOA
$80

Home Price

$375,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$75,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,059.16

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,059.16 $306.42 $80.18 $2,445.76
Yearly $24,709.92 $3,677.00 $962.16 $29,349.08
Total $741,297.55 $110,310.00 $28,864.80 $880,472.35
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Owings Mills, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS