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13 Sara Ct , Owings Mills, MD 21117
$550,000
Est. Payment: $3,020.10/mo
4 Bed
4 Bath
3123 Sqft
0.2 Acres
Status: pending | Days on site: 18
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EXXP11 - 108464,3339565
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House Description

Welcome to this spacious Colonial in the Sarawoods community. Completely renovated in 2019 and thoughtfully updated since, this home offers a flexible layout, generous room sizes, and an impressive backyard designed for entertaining. The main level provides plenty of space to spread out, beginning with a bright front living room featuring large windows and updated flooring. Continue into the heart of the home, where the kitchen features dark cabinetry, stainless steel appliances, a stone and tile backsplash, ample counter space, and a large center island topped with stone-look counters and accented by pendant lighting. The kitchen opens directly to an additional spacious living area, creating an easy flow for everyday living and entertaining. The adjoining family room offers plenty of room for multiple seating areas and leads into the dining space, while another inviting gathering area is anchored by a dramatic floor-to-ceiling stone accent wall with a fireplace and mounted TV. With multiple living spaces throughout the main level, there is flexibility for a formal living room, family room, playroom, home office, or entertaining space. A convenient powder room completes this level. Upstairs, you’ll find four bedrooms, including a spacious primary suite with room for a king-size bed, ceiling fan, multiple closets, and a private bath. The additional bedrooms provide flexibility for family, guests, or dedicated office space, while the updated bathrooms offer plenty of functionality for a busy household. The fully finished lower level adds even more usable living space with multiple areas that can easily accommodate a recreation room, home theater, game room, gym, office, or guest space. Recessed lighting and finished flooring give the lower level a comfortable feel, and a full bathroom adds even more versatility. Outside is where this home really shines. Step through the rear doors onto an expansive deck that stretches across the back of the home and surrounds the pool, creating a fantastic setup for summer entertaining, outdoor dining, lounging, and pool days at home. The approximately three-year-old pool serves as the centerpiece of the fenced backyard, while additional yard space beyond the deck provides room to enjoy the outdoors. A 2-car garage provides additional parking and storage. Major improvements include an HVAC system installed in 2019, a roof replaced in 2025, and a water heater replaced in 2025. With approximately 2,082 square feet above grade, a fully finished basement, 3.5 bathrooms, multiple gathering spaces, and a backyard pool, this home offers an impressive amount of space inside and out. Ideally located just minutes from I-795, Foundry Row, Wegmans, Costco, Mill Station, and Metro Centre, with an abundance of shopping, dining, entertainment, and everyday conveniences nearby.

Highlights

Listed by Michael J Schiff , 4104151404 and Hillary Lestat Balogh , 4432395855 EXP Realty, LLC , 8888607369. Bright MLS

Property Type

Residential

Lot/Acreage
0.2

Year Built

1993

County

Baltimore

Neighborhood

Sarawoods

School District

Baltimore County Public Schools

Listing ID

MDBC2175886

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dryer, Washer, Dishwasher, Refrigerator, Oven/Range - Gas, Stainless Steel Appliances, Water Heater, Built-In Microwave
Air Cond:Central A/C
Fireplaces:Electric,Stone,1 Fireplace
Floor:Carpet,Luxury Vinyl Plank,Ceramic Tile
Above Ground Sq Ft:2082
Below Ground Sq Ft:1041
Basement:Full,Fully Finished,Interior Access,Windows
Other:
  • ▪ Additional:Ceiling Fan(s), Bathroom - Tub Shower, Bathroom - Walk-In Shower, Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Floor Plan - Traditional, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Combination Kitchen/Living, Family Room Off Kitchen, Upgraded Countertops
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:0
Sewer:Public Sewer
Parking Features:Concrete Driveway,Garage - Front Entry,Inside Access,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,020
Taxes
$348

Home Price

$550,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,020.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,020.10 $347.66 $0.00 $3,367.76
Yearly $36,241.21 $4,171.87 $0.00 $40,413.08
Total $1,087,236.40 $125,156.10 $0.00 $1,212,392.50
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Owings Mills, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS