***Seller is offering a 1-0 temporary rate buydown! That means a lower interest rate for your entire first year of ownership. It's extra breathing room while you settle into your new home. Ask your lender how it can lower your first-year payments. Subject to lender approval and qualification.*** Welcome to 336 Kearney Drive, a 4-bedroom, 2 full bath home in a convenient Owings Mills location with no HOA and no ground rent! The finished lower level is the star here: a large rec room with full-size windows that bring in plenty of natural light, plus a fourth bedroom and full bath, so there's room for a family room, home office, guest space, or all three. Upstairs, the eat-in kitchen features granite countertops and stainless steel appliances and opens to a wooden deck, perfect for grilling or morning coffee. Just minutes from Kendigs Mill Park, Northwest Regional Park, Foundry Row shopping and dining, Reisterstown Road, and the Metro, so commuting and errands are easy. For added peace of mind, a one-year home warranty from First American Home Warranty is included.