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2220 Wards Chapel Rd , Owings, MD 20736
$520,000
Est. Payment: $2,767.66/mo
6 Bed
4 Bath
4256 Sqft
0.52 Acres
Status: pending | Days on site: 69
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AHRL1 - 41860
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House Description

Welcome to this beautifully maintained **3-level Colonial** situated on a spacious **corner lot** in the desirable community of Owings, Maryland. Offering an exceptional floor plan with generous living space, this home features **4 bedrooms, 3.5 bathrooms**, and a fully finished basement designed for comfortable living and entertaining. **Just minutes away from Colonial Beach** The **main level** offers a unique and functional layout featuring **three spacious bedrooms**, a full bathroom, a formal **living room**, elegant **dining room**, a bright **breakfast nook**, and a **large open kitchen** equipped with **stainless steel appliances**, abundant cabinetry, and ample countertop space. Step outside to the impressive **full-length rear deck** that spans the width of the home—perfect for entertaining, relaxing, or enjoying peaceful outdoor views. Occupying the **entire upper level**, the private **owner's suite** serves as a true retreat, offering plenty of space for a sitting area, generous closet space, and a luxurious en-suite bathroom complete with a **soaking tub**, **separate shower**, and dual vanities. The **fully finished basement** provides incredible flexibility with a **kitchenette**, an expansive recreation room, **two possible additional bedrooms or bonus rooms**, a full bathroom, and plenty of storage—making it ideal for extended family, guests, a home office, or an in-law suite. Additional highlights include a **2-car attached garage**, a **circular driveway that wraps behind the home** providing abundant parking, and a beautifully sized corner lot offering privacy and curb appeal. Conveniently located near shopping, dining, parks, schools, and commuter routes, this exceptional home combines space, functionality, and versatility. **Don't miss this rare opportunity to own a home with room for everyone in one of Southern Maryland's most desirable locations!**

Highlights

Listed by Anthony B Dozier , 3014407226 All Homes Realty LLC , 3017310911. Bright MLS

Property Type

Residential

Lot/Acreage
0.52

Year Built

1980

County

Calvert

Neighborhood

None Available

School District

Calvert County Public Schools

Listing ID

MDCA2029618

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Exhaust Fan, Refrigerator, Stove, Extra Refrigerator/Freezer
Air Cond:Central A/C
Fireplaces:
Floor:Laminate Plank
Above Ground Sq Ft:4256
Basement:Fully Finished,Garage Access,Interior Access,Outside Entrance,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:2nd Kitchen, Entry Level Bedroom, Family Room Off Kitchen, Walk-in Closet(s)
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R-1
Roof:Shingle
Sewer:Private Sewer,Private Septic Tank
Parking Features:Asphalt Driveway,Garage - Side Entry,Basement Garage,Built In,Oversized,Garage Door Opener,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$2,768
Taxes
$378

Home Price

$520,000

Loan Details

30 yrs
7%

Down Payment

20%
$104,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,767.66

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,767.66 $378.00 $0.00 $3,145.66
Yearly $33,211.90 $4,536.00 $0.00 $37,747.90
Total $996,357.02 $136,080.00 $0.00 $1,132,437.02
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Owings, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS