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80 W Mount Harmony Rd , Owings, MD 20736
$635,000
Est. Payment: $3,379.74/mo
4 Bed
2 Bath
3956 Sqft
2.25 Acres
Status: active | Days on site: 39
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SSG1 - 3012968
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House Description

Welcome to this beautifully designed 2-story home with over 3,800 sq. ft. of total living space! Featuring 4 bedrooms, 3 full baths, and multiple living areas, this home offers versatility and room for everyone. Step inside the main level to find an inviting open-concept layout — the living room flows seamlessly into the dining area and kitchen, making entertaining effortless. The kitchen features generous counter space and direct access to the large family room, perfect for gatherings. The primary suite includes a private bath and walk-in closet, while two additional bedrooms and another full bath complete the main floor. The walkout basement offers endless possibilities — with a second kitchen, full bath, recreation room, two additional rooms, and a large utility area, it’s ideal for guests, an in-law suite, or even rental income. Enjoy summers in your private backyard oasis featuring a deck and above-ground pool, perfect for barbecues and relaxation. Enjoy the added value of a standalone commercial building—perfect for an office, studio, or guest suite! The spacious garage offers over 2,000 sq. ft. of space with power and a concrete floor, providing plenty of room for storage, a workshop, or your favorite hobbies. Ideal for contractors or anyone needing extra space for boats, RVs, or equipment! . Equipped with a new indoor and outdoor HVAC unit (1 yr old) , new septic installed Located in a rural/residential setting with easy access to schools, amenities, and commuter routes. Don’t miss this chance to own a substantial property with acreage and character in Owings.

Highlights

Listed by Avi Y Ron , 5713996169 SSG Real Estate LLC. , 5713996169. Bright MLS

Property Type

Residential

Lot/Acreage
2.25

Year Built

1974

County

Calvert

Neighborhood

None Available

School District

Calvert County Public Schools

Listing ID

MDCA2030970

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central A/C
Fireplaces:
Floor:Laminated,Tile/Brick
Above Ground Sq Ft:3956
Basement:Partially Finished
Other:
  • ▪ Main Floor Bedrooms:4
  • ▪ Additional:No Pet Restrictions, Pets Allowed
Water:Other

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:RUR
Roof:Asphalt
Others:
  • ▪ Additional:Good
Sewer:Private Septic Tank
Parking Features:Garage Door Opener,Attached Garage,Detached Garage,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,380
Taxes
$611

Home Price

$635,000

Loan Details

30 yrs
7%

Down Payment

20%
$127,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,379.74

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,379.74 $611.33 $0.00 $3,991.07
Yearly $40,556.84 $7,336.00 $0.00 $47,892.84
Total $1,216,705.20 $220,080.00 $0.00 $1,436,785.20
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Owings, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS