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307 Market St , Oxford, MD 21654
$3,995,000
Est. Payment: $21,936.92/mo
4 Bed
4 Bath
5707 Sqft
0.58 Acres
Status: active | Days on site: 8
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BAM9 - 3048536
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House Description

Located at the end of Market Street in sought-after Oxford, this distinctive waterfront estate on Town Creek combines Victorian elegance, boating amenities, and the convenience of a downtown setting. Designed by Linda Serabian of SOMA Architects, the property offers privacy and expansive creek views just moments from local restaurants, boutique shops, the park, and marinas. The four-bedroom, three-and-a-half-bath main house showcases timeless architecture and thoughtful craftsmanship, with extensive custom millwork, warm wood floors, and four gas fireplaces. A grand tiled foyer with radiant heated floors welcomes you into the home. The well-appointed kitchen and inviting living spaces overlook the pool and Town Creek, while the second-floor deck offers elevated views of the water. Recent improvements include new Marvin windows and French doors, updated HVAC components, fresh interior and exterior paint, and a remodeled full bath. The guest house offers two bedrooms and two full baths, providing a private and versatile extension of the property. Custom millwork, three hidden Murphy beds throughout and a newly updated kitchenette make hosting family and friends effortless. Recent improvements include a new HVAC system, water heater, encapsulated crawl space, and refreshed rear patio. The grounds are equally impressive, with a gunite pool featuring an electric cover, a refreshed poolside patio, and extensive landscaping. Along Town Creek, a well-protected dock accommodates three boats, with water and electric service and mean low water of four feet or greater. A brick driveway, two-car garage with generous shop and storage space, and inviting outdoor gathering areas complete the offering. With its distinctive architecture, separate guest accommodations, dock with three slips, and coveted in-town Oxford location, this is a rare opportunity to experience the best of Eastern Shore waterfront living.

Highlights

Listed by Lish Rachel Gannon , 4102006378 Benson & Mangold, LLC , 4108226665. Bright MLS

Property Type

Residential

Lot/Acreage
0.58

Year Built

1988

County

Talbot

Neighborhood

Historic Oxford

School District

Talbot County Public Schools

Listing ID

MDTA2015232

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dryer, Refrigerator, Stove, Washer
Air Cond:Central A/C
Fireplaces:Gas/Propane,4 Fireplaces
Above Ground Sq Ft:5707
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Bathroom - Walk-In Shower, Built-Ins, Combination Dining/Living, Kitchen - Galley, Wood Floors, Cats OK, Dogs OK, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,Waterfront,In City Limits
Zoning:single family residential
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Paved Driveway,Driveway,On Street
Principal Interest
$21,937
Taxes
$1,565

Home Price

$3,995,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$799,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$21,936.92

Principal

Taxes

Principal Taxes HOA Total
Monthly $21,936.92 $1,564.83 $0.00 $23,501.75
Yearly $263,243.00 $18,778.00 $0.00 $282,021.00
Total $7,897,289.88 $563,340.00 $0.00 $8,460,629.88
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Oxford, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS