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100 Pier St W , Oxford, MD 21654
$1,095,000
Est. Payment: $6,012.75/mo
3 Bed
3 Bath
2242 Sqft
0.17 Acres
Status: active | Days on site: 99
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House Description

Waterfront, a deeded boat slip, off-street parking, and a single-car garage with additional storage set the stage for this thoughtfully redesigned coastal retreat in the heart of Oxford. Completely renovated from top to bottom, this 3 bedroom, 2.5 bathroom home blends timeless Eastern Shore charm with luxury finishes and exceptional boating amenities. Every detail has been carefully curated, from the new hardwood flooring and fresh paint throughout to the completely remodeled gourmet kitchen featuring high-end appliances, quartz and soapstone countertops, custom cabinetry, and a butler's pantry connecting the kitchen and dining room. The dining room is anchored by a beautiful masonry fireplace with a gas insert, while the custom "Wine Snug" offers built-in wine racks, a wine refrigerator, and handcrafted wrought iron doors. Designed to maximize its setting, the home captures water views from both the front and rear, with sightlines straight through the home to the water. Upstairs, the primary suite opens to a private balcony overlooking the harbor, and the conveniently located second-floor laundry adds everyday functionality. For boating enthusiasts, the property includes a deeded 40’ boat slip accommodating with approximately 5’ MLW. Ideally located just moments from downtown Oxford, you'll enjoy easy access to marinas, the Oxford Ferry, waterfront parks, and local favorites like Doc's Sunset Grille with frequent live music. Whether you're searching for a full-time residence, weekend getaway, or luxury second home, 100 W. Pier Street offers the perfect blend of water views, boating access, modern updates, and the relaxed Eastern Shore lifestyle.

Highlights

Listed by Brian Gearhart , 4103105179 and Elizabeth French , 4437500996 Benson & Mangold, LLC , 4108226665. Bright MLS

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

1000 Annually

Year Built

1988

County

Talbot

Neighborhood

Oxford

School District

Talbot County Public Schools

Listing ID

MDTA2014624

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Refrigerator, Oven/Range - Gas, Disposal, Dryer, Washer
Air Cond:Central A/C
Fireplaces:Brick,2 Fireplaces
Floor:Engineered Wood,Hardwood,Carpet
Above Ground Sq Ft:2242
Other:
  • ▪ Additional:Breakfast Area, Built-Ins, Chair Railings, Combination Kitchen/Dining, Crown Moldings, Kitchen - Gourmet, Wood Floors, Kitchen - Island
Water:Public

Exterior Features

Lot:Private Access,Not New Construction,Horse Property: No,Waterfront,In City Limits
Garage Capacity:1
Zoning:R
Roof:Asphalt
Others:
  • ▪ Additional:Street Lights, Excellent, Pier/Dock, Common Area Maintenance
Sewer:Public Sewer
Parking Features:Gravel Driveway,Garage - Side Entry,Attached Garage,1+ Spaces
Principal Interest
$6,013
Taxes
$460
HOA
$1,000

Home Price

$1,095,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$219,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,012.75

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,012.75 $460.25 $1,000.00 $7,473.00
Yearly $72,152.96 $5,523.00 $12,000.00 $89,675.96
Total $2,164,588.84 $165,690.00 $360,000.00 $2,690,278.84
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Oxford, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS