VA assumable mortgage at 6.125% interest rate being offered (if qualify). Imagine waterfront living on Bodkin Creek with direct access to the Chesapeake Bay, where every day feels like a retreat. This home is fully equipped with a private pier with 8ft MLW, a 10K lb boat lift, two jet ski lifts, an outdoor shower, and 30 Amp electric service, perfect for boating, fishing, or simply enjoying the water. Step inside to a spectacular living room with a cathedral wood-planked and beamed ceiling, three oversized windows framing serene water views, and a striking stone accent wall. A pass-through to the kitchen with a seating bar connects the spaces effortlessly, while hardwood floors flow into the dining room, ideally situated between the living room and kitchen, with easy access to the expansive Trex deck overlooking the water. The kitchen impresses with a vaulted ceiling and skylight, granite countertops, stainless steel appliances including a double oven, and a center island with breakfast bar. Another breakfast bar in the pass-through overlooks the living room, perfectly combining function with water views. The main level also includes a renovated full bath with generous shower and a primary bedroom with a walk-in closet and loft, complemented by a convenient laundry room just off the entry to the bedroom. A newly built staircase (to replace spiral staircase previously there) leads to the lower level, which includes two additional bedrooms, one featuring a Clear Light Infrared sauna for ultimate relaxation, as well as a hall bath and storage closets. Outdoor living is equally impressive, with a Trex deck and outdoor stone fireplace overlooking the water, vinyl privacy fencing along the side, and aluminum fencing on the waterfront that preserves unobstructed views. Additional features include a 1-car detached garage, carport in the driveway. The property is enhanced with numerous modern updates, including complete deck and stair replacement with Trex composite, a professionally installed mini-split air conditioner in the primary bedroom loft, and upgraded garage electrics with two electric vehicle chargers. Other upgrades include a new garage door and opener, pier maintenance and repairs, new heating oil tank and replaced oil lines, new washer and dryer with proper vent installation, roof repairs, water softener upgrades, generator maintenance, basement vent fan installation, and a professionally installed IP camera security system with three exterior cameras and full on-site recording. Every detail of this waterfront property has been meticulously curated to combine luxury, functionality, and effortless water enjoyment, offering a lifestyle defined by comfort and relaxation.