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45210 Blue Water Ln , Piney Point, MD 20674
$469,900
Est. Payment: $2,501.01/mo
4 Bed
3 Bath
2184 Sqft
0.35 Acres
Status: active | Days on site: 49
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House Description

Welcome to 45210 Blue Water, located in the small community of Piney Point, which sits on a stretch of land between the beautiful St. Mary's River and the broad Potomac River. Built in 2016, this traditional home offers four spacious bedrooms, all with new carpet, located on the upper level. The first floor features 9' ceilings, a naturally bright interior, and sliding doors to a relaxing back deck. The kitchen features granite countertops, stainless steel appliances, an island with pendant lighting, and a pantry. Complete the space with a breakfast table, adjacent to the inviting great room. A separate front room offers flexible space to use as a formal dining room, sitting room, or home office. Enjoy the front porch and plenty of lawn for gardening and outdoor play. Situated in the small neighborhood of Blue Water, the property sits on 1/3 acre with no HOA, just across from the Paul Hall Center for Maritime Training and the nearby School of Seamanship. This area boasts a rich maritime and aviation heritage within a vacation-like setting. New employment opportunities are on the horizon, at the former Piney Point Terminal, now known as the site of Offshore Aviation Group. Great biking, walking, and scootering can be found along Lighthouse Rd. to the Piney Point Lighthouse and Museum, and down to St. Georges Island for a scenic ride or drive, with a stop for a tasty meal at the Ruddy Duck Seafood and Alehouse with spectacular views of the surrounding water. At 15 miles from the mouth of the Potomac, the nearby Piney Point Landing boat ramp offers exceptional access for fishing and boating on the Potomac and Chesapeake Bay. The full-service Tall Timbers Marina is just three miles away. Escape the crowds and relax in Piney Point. Commutable to NAS Patuxent River and Dahlgren. Convenient grocery store and amenities are in Callaway. St. Mary's River State Park offers a 250-acre lake and a 7.5 mile hiking/biking loop trail. Fifteen miles to the nearest hospital, schools, community college, library, restaurants and entertainment in charming Leonardtown.

Highlights

Listed by Kimberly Klee St. Laurent , 9376131005 RE/MAX One , 4437718009. Bright MLS

Property Type

Residential

Lot/Acreage
0.35

Year Built

2016

County

Saint Marys

Neighborhood

Blue Water

School District

St. Mary's County Public Schools

Listing ID

MDSM2033638

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Oven/Range - Electric, Refrigerator, Built-In Microwave, Dryer, Exhaust Fan, Icemaker, Washer
Air Cond:Ceiling Fan(s),Heat Pump(s),Programmable Thermostat,Zoned
Fireplaces:
Floor:Carpet
Above Ground Sq Ft:2184
Other:
  • ▪ Additional:Breakfast Area, Family Room Off Kitchen, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Pantry, Kitchen - Table Space, Kitchen - Eat-In, Formal/Separate Dining Room, Ceiling Fan(s), Carpet, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Combination Kitchen/Living
Water:Well

Exterior Features

Lot:Front Yard,Level,Rear Yard,SideYard(s),Trees/Wooded,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:TMX
Roof:Shingle
Sewer:Public Sewer
Parking Features:Concrete Driveway,Garage Door Opener,Inside Access,Garage - Front Entry,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$2,501
Taxes
$312

Home Price

$469,900

Loan Details

30 yrs
7%

Down Payment

20%
$93,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,501.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,501.01 $311.92 $0.00 $2,812.92
Yearly $30,012.06 $3,743.00 $0.00 $33,755.06
Total $900,361.85 $112,290.00 $0.00 $1,012,651.85
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Piney Point, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS