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16146 Thomas Rd , Piney Point, MD 20674
$774,900
Est. Payment: $4,124.34/mo
5 Bed
3 Bath
2214 Sqft
2.2 Acres
Status: active | Days on site: 10
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House Description

Nestled along the serene banks of Island Creek, this stunning Colonial home offers a unique blend of timeless elegance and modern comfort. With 2.2 acres of lush landscape and 50 feet of waterfront, this property invites you to experience the tranquility of nature right at your doorstep. Imagine waking up to the gentle sounds of flowing water and enjoying your morning coffee while soaking in picturesque views. This spacious 5-bedroom, 3-bathroom residence, built in 1927, boasts a charming character that complements its natural surroundings. The inviting living room features a cozy fireplace, perfect for gathering with loved ones on chilly evenings. The expansive layout provides ample space for entertaining, while the detached garage and carport ensure convenience for all your vehicles. Above the detached garage is a 1 bed 1 full bath loft/apartment with water views. Perfect for a guest space, rental income or private owner retreat. The allure of waterfront living extends beyond the home itself. Enjoy leisurely afternoons fishing, kayaking, or simply relaxing by the creek. Home comes with a large pier to doc your boat and additional pilings should you wish to install a boat lift. Mean depth is approximately 4ft at low tide. The surrounding neighborhood offers a wealth of local amenities, including parks, walking trails, and vibrant community spaces, making it an ideal setting for those who appreciate an active lifestyle. This property is not just a home; it's a lifestyle. Embrace the beauty of waterfront living and create lasting memories in this enchanting Colonial retreat. Don't miss your chance to own a piece of paradise!

Highlights

Listed by Matthew A Burgan , 2409252224 Infinitas Realty Group , 2409252224. Bright MLS

Property Type

Residential

Lot/Acreage
2.2

Year Built

1927

County

Saint Marys

Neighborhood

None Available

School District

St. Mary's County Public Schools

Listing ID

MDSM2033552

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Ductless/Mini-Split
Fireplaces:1 Fireplace
Above Ground Sq Ft:2214
Other:
  • ▪ Main Floor Bedrooms:1
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,Waterfront
Garage Capacity:3
Zoning:RPD
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Detached Carport,Detached Garage,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$4,124
Taxes
$506

Home Price

$774,900

Loan Details

30 yrs
7%

Down Payment

20%
$154,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,124.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,124.34 $505.50 $0.00 $4,629.84
Yearly $49,492.12 $6,066.00 $0.00 $55,558.12
Total $1,484,763.56 $181,980.00 $0.00 $1,666,743.56
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Piney Point, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS