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521 Chippingwood Drive Dr , Port Republic, MD 20676
$699,900
Est. Payment: $3,843.22/mo
5 Bed
4 Bath
3966 Sqft
3.31 Acres
Status: active | Days on site: 16
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EXXP14 - 3065108,3070415
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House Description

Set on over 3 acres of flat, beautifully landscaped land, this Cape Cod has been loved by the same owner since it was built in 1989 and it shows in all the right ways. The drive up is inviting, curving past a circular paved driveway and up to an all-brick front porch that's clearly seen its share of hellos. Step inside and you'll find a home that's original, honest, and full of potential, the kind of place where you can make these walls talk to your everyday life, not someone else's idea of it. A separate dining room and multiple living spaces give you room to spread out, entertain, or simply have a quiet corner to call your own. There's plenty of space for a home office or whatever your day-to-day actually looks like. Cozy up to one of two wood-burning fireplaces: one in the main living room, one in the upstairs primary suite, on evenings that call for it. And speaking of primary suites, this home offers two: one on the main level, one upstairs, so single-level living or multi-generational flexibility is entirely your call. Storage? This house has it galore. Upstairs, on both sides of the home, you'll find two huge bonus rooms, perfect for storage, hobbies, a home gym, a studio, or anything else you can dream up. Add in the detached 2-car garage with storage above, plus a full 2-car attached garage, and you'll never wonder where anything goes. Out back, the main living room and kitchen both walk right out onto an all-brick patio overlooking a flat, landscaped backyard, an easy extension of your living space for dinners outside in summer, coffee outside in fall, or just enjoying the quiet. And the outdoors doesn't stop at the patio. With over 3 acres, there's room to hunt, ride ATVs, and cut your own trails through the woods, so your weekend adventures start right at your back door This home is being offered in its original 1989 construction. It's a true opportunity for someone ready to renovate, update, and make it entirely their own. The big-ticket items are already handled: roof replaced in 2018, and a dual-zoned heat pump system with one unit replaced in 2021 and the other in 2026.You can focus your energy (and budget) on design, not deferred maintenance. Five bedrooms, three and a half bathrooms, over 3 acres, and a layout built for real life. This is a home with good bones, a great location, and room to become exactly what you need it to be. Come see it for yourself and start imagining what it could become.

Highlights

Listed by Vicky Rawlings , 3015364420 and Randall Utz , 4106100702 EXP Realty, LLC , 8888607369. Bright MLS

Property Type

Residential

Lot/Acreage
3.31

HOA Fee

100 Annually

Year Built

1989

County

Calvert

Neighborhood

None Available

School District

Calvert County Public Schools

Listing ID

MDCA2030988

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Dryer, Oven - Wall, Refrigerator, Washer, Water Heater, Trash Compactor
Air Cond:Central A/C
Fireplaces:Brick,Gas/Propane,Insert,Wood,2 Fireplaces
Floor:Carpet,Hardwood
Above Ground Sq Ft:3966
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Attic, Bathroom - Jetted Tub, Breakfast Area, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Skylight(s), Stove - Wood, Walk-in Closet(s), Wood Floors
Water:Well

Exterior Features

Lot:Backs to Trees,Hunting Available,Private,Trees/Wooded,Not New Construction,Horse Property: No
Garage Capacity:12
Zoning:A
Others:
  • ▪ Additional:Extensive Hardscape
Sewer:Septic Exists
Parking Features:Asphalt Driveway,Circular Driveway,Additional Storage Area,Garage - Side Entry,Garage Door Opener,Attached Garage,Detached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,843
Taxes
$669
HOA
$100

Home Price

$699,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$139,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,843.22

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,843.22 $669.17 $100.00 $4,612.38
Yearly $46,118.59 $8,030.00 $1,200.00 $55,348.59
Total $1,383,557.74 $240,900.00 $36,000.00 $1,660,457.74
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Port Republic, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS