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225 Dares Wharf Rd , Prince Frederick, MD 20678
$725,000
Est. Payment: $3,981.04/mo
5 Bed
4 Bath
3148 Sqft
1.07 Acres
Status: active | Days on site: 22
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KWR8 - 3114374
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House Description

SAVE APPROXIMATELY $432/MONTH ON YOUR MORTGAGE FOR THE FIRST YEAR! Take advantage of an exclusive 1% temporary interest rate buydown, paid for by EmpowerHome Mortgage! That’s approximately $5,188in first-year savings! No cost to the buyer or seller for the buydown. PLUS, ask about our complimentary refinance opportunity! Available to qualified buyers financing through EmpowerHome Mortgage, LLC NMLS# 2018277. Terms and conditions apply. Buyers are free to use any lender. Beautiful Colonial Home with Gorgeous Hill Top Water Views of the Chesapeake Bay! Located in the Dares Beach community of Prince Frederick, this new-construction home offers modern finishes, spacious living areas, and a scenic coastal setting. Step inside to an inviting open floor plan connecting the kitchen, dining, and living areas. The stylish kitchen features quartz countertops, a center island, stainless steel appliances, and a pantry. A gas fireplace adds warmth to the living room, while luxury vinyl plank flooring and recessed lighting enhance the main level. A powder room and dedicated mudroom and laundry room add everyday convenience. Upstairs, the spacious primary suite features a walk-in closet, second closet, and private bath with double sinks and a large shower. Three additional generously sized bedrooms and a full hall bath with double sinks provide flexible living space. Three of the four upper-level bedrooms offer Chesapeake Bay views, bringing the beauty of the water into everyday life. The finished walk-out lower level expands your options with a fifth bedroom, full bathroom, recreation and entertainment room, and additional storage. Whether hosting guests, working from home, or enjoying movie nights, there's room for it all. Relax or entertain on the composite/Trex deck while taking in the scenic surroundings. A two-car attached garage and additional driveway parking add convenience, while access to the Dares Beach community boat ramp offers opportunities for boating and waterfront recreation, subject to community rules. Enjoy nearby shopping, restaurants, a movie theater, and CalvertHealth Medical Center. Regional road connections provide access toward Joint Base Andrews, Naval Air Station Patuxent River, Washington, DC, and Northern Virginia. Currently under construction, this home brings together Chesapeake Bay views, versatile living spaces, and the Dares Beach lifestyle. Photos may be virtually staged

Highlights

Listed by Joel R Wagner , 3016791710 Keller Williams Realty , 7036791700. Bright MLS

Property Type

Residential

Lot/Acreage
1.07

County

Calvert

Neighborhood

Dares Beach

School District

Calvert County Public Schools

Listing ID

MDCA2031206

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Microwave, Icemaker, Refrigerator, Stove
Air Cond:Central A/C
Fireplaces:1 Fireplace
Above Ground Sq Ft:2365
Below Ground Sq Ft:783
Basement:Walkout Level
Other:
  • ▪ Additional:Recessed Lighting, Ceiling Fan(s)
Water:Public

Exterior Features

Lot:Horse Property: No
Garage Capacity:2
Zoning:R-1
Others:
  • ▪ Additional:Excellent
Sewer:Septic Exists
Parking Features:Garage Door Opener,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$3,981
Taxes
$134

Home Price

$725,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$145,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,981.04

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,981.04 $133.67 $0.00 $4,114.71
Yearly $47,772.51 $1,604.00 $0.00 $49,376.51
Total $1,433,175.26 $48,120.00 $0.00 $1,481,295.26
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Prince Frederick, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T09:11:29.000Z

© 2026 Bright MLS