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491 Wye Island Rd , Queenstown, MD 21658
$3,850,000
Est. Payment: $21,140.71/mo
5 Bed
4 Bath
3864 Sqft
5.8 Acres
Status: active | Days on site: 51
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TTRS4 - 3113674
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House Description

From the moment you turn onto winding Carmichael Road and cross the bridge onto Wye Island, the pace begins to slow. Of the island’s approximately 2,800 acres, only about 350 are privately owned. The State of Maryland through the Maryland Park Service owns and manages the rest. ‘The Point’ is among the island’s handful of private properties, distinguished by almost six acres and more than 1,200 feet of elevated waterfront, one of the largest private shorelines on Wye Island, with over half riprapped. Set at the end of a private drive, this exceptional estate offers a rare sense of privacy amid the island’s pristine, unspoiled lands. The main residence is distinctive in both design and setting, with a playful modern aesthetic, soaring ceilings reaching nearly 18 feet, and an open floor plan oriented toward the water. Two bedroom suites occupy the main level, each with an ensuite bath and its own exceptional outlook, one overlooking the Wye River, the other facing a private cove. Upstairs, two additional bedrooms share a Jack-and-Jill bath, with each opening to its own private deck. Designed for both everyday living and memorable family gatherings, the property embraces the natural beauty of its surroundings. An outdoor kitchen creates an inviting setting for entertaining, while the approximately 90-foot pier, with an estimated 5’+ mean low water, provides direct access to the river and the Chesapeake beyond. A private duck blind and abundant wildlife further connect the property to the land and water. A charming guest house provides comfortable accommodations for extended family and friends, with a kitchenette, bedroom, full bath, and sweeping water views. A second-floor loft, with exceptional views across the river and surrounding farmland, provides an ideal setting for a home office, studio, or quiet retreat. Life on Wye Island is defined by its unspoiled landscape and enduring connection to the outdoors. The island is celebrated for its quiet coves, abundant wildlife, and sporting traditions, with opportunities for boating, crabbing, fishing, waterfowl hunting, and deer hunting. Here, days can be spent on the river, along the shoreline, in the surrounding woods and fields, or simply enjoying the remarkable sense of privacy that comes with living in such a protected setting. Meticulously maintained and ready for its next chapter, The Point represents an increasingly rare opportunity to own a private waterfront estate in one of the Eastern Shore’s most pristine and unspoiled settings. A place for family and friends to gather, enjoy the water, and experience all that Wye Island and Eastern Shore have to offer. ***Owner occupied - PLEASE DO NOT DRIVE DOWN DRIVEWAY.*** Agent related to Owner.

Highlights

Listed by Gerry Gretschel , 2024947918 TTR Sotheby's International Realty , 3019673344. Bright MLS

Property Type

Residential

Lot/Acreage
5.8

Year Built

1998

County

Queen Annes

Neighborhood

Wye Island Farms

School District

Queen Anne's County Public Schools

Listing ID

MDQA2018668

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Air Cond:Central A/C,Ductless/Mini-Split
Fireplaces:Gas/Propane,Non-Functioning,1 Fireplace
Above Ground Sq Ft:3864
Other:
  • ▪ Main Floor Bedrooms:3
Water:Well

Exterior Features

Lot:Rip-Rapped,Hunting Available,Fishing Available,Not New Construction,Horse Property: No,Waterfront
Zoning:NC-5
Sewer:On Site Septic
Parking Features:Driveway
Principal Interest
$21,141
Taxes
$1,455

Home Price

$3,850,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$770,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$21,140.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $21,140.71 $1,455.00 $0.00 $22,595.71
Yearly $253,688.49 $17,460.00 $0.00 $271,148.49
Total $7,610,654.82 $523,800.00 $0.00 $8,134,454.82
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Queenstown, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS