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109 Walnut St , Ridgely, MD 21660
$419,000
Est. Payment: $2,230.09/mo
5 Bed
3 Bath
2250 Sqft
0.24 Acres
Status: active | Days on site: 62
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CBRB43 - 3368160
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House Description

5 BEDROOMS — 2,250 SQ FT — MOVE-IN READY — 2-CAR GARAGE — ESTABLISHED LISTER ESTATES Looking for the space of a larger home without the wait, construction process, or uncertainty of new construction? Why wait for new construction when you can enjoy the space, comfort and established charm of a beautifully maintained Colonial in desirable Lister Estates? Offering 5 bedrooms, 2.5 baths and approximately 2,250 square feet, this spacious home provides the room today's buyers are looking for—whether you need bedrooms for family, guests, a home office, hobbies or simply more breathing room. From the moment you arrive, you'll appreciate the pride of ownership. The home features a beautiful newer front door that welcomes natural light, gleaming oak hardwood floors, freshly painted interiors and a well-maintained, move-in-ready presentation. The kitchen offers convenient everyday functionality, while the home's generous floor plan provides plenty of space for both comfortable living and entertaining. Need even more room? The lower level offers valuable additional unfinished space and storage with the potential to be customized to suit your needs, subject to buyer's plans and applicable requirements. Outside, enjoy the convenience of an attached 2-car garage, established landscaping and the ease of living in a neighborhood setting while remaining close to Ridgely's quaint town center, shopping, churches, schools, parks and major commuter routes. If you're comparing new construction, smaller homes or properties requiring major updates, be sure to see what 109 Walnut Street has to offer. Five bedrooms, generous living space, a 2-car garage and move-in-ready condition make this a home worth seeing in person!

Highlights

Listed by Camille Bullard , 4437864622 Coldwell Banker Realty , 4102638686. Bright MLS

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

150 Annually

Year Built

2004

County

Caroline

Neighborhood

Lister Estates

School District

Caroline County Public Schools

Listing ID

MDCM2007764

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Icemaker, Microwave, Oven/Range - Electric, Refrigerator, Washer, Water Heater
Air Cond:Air Purification System,Central A/C,Dehumidifier,Heat Pump(s),Programmable Thermostat
Fireplaces:
Above Ground Sq Ft:2250
Basement:Connecting Stairway,Daylight,Partial,Drain,Interior Access,Poured Concrete,Shelving,Space For Rooms,Sump Pump,Unfinished,Windows
Other:
  • ▪ Additional:Air Filter System, Attic, Bathroom - Tub Shower, Breakfast Area, Carpet, Combination Kitchen/Living, Combination Kitchen/Dining, Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Country, Pantry, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Wood Floors, Cats OK, Dogs OK, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Garage Capacity:2
Zoning:R-3
Others:
  • ▪ Additional:Sidewalks, Very Good
Sewer:Public Septic
Parking Features:Asphalt Driveway,Paved Driveway,Additional Storage Area,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$2,230
Taxes
$336
HOA
$150

Home Price

$419,000

Loan Details

30 yrs
7%

Down Payment

20%
$83,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,230.09

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,230.09 $335.83 $150.00 $2,715.93
Yearly $26,761.13 $4,030.00 $1,800.00 $32,591.13
Total $802,833.83 $120,900.00 $54,000.00 $977,733.83
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ridgely, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS