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sales rep | Brivity IDX

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1215 Washington , Saint Michaels, MD 21663
$499,000
Est. Payment: $2,655.89/mo
4 Bed
4 Bath
2420 Sqft
0.34 Acres
Status: active | Days on site: 250
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LNG29 - 51791
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House Description

RDesirable Rio Vista Duplex – Live in One Unit and Let Rental Income Help Pay Your Mortgage! Opportunities to own one of these sought-after duplexes are rare. Located in the desirable Rio Vista water-access community, this property offers potential dock access (subject to owner approval, application, and applicable fees). The building features two mirror-image units, each offering: A kitchen with a cozy eating area Spacious open-concept living and dining room Two generously sized bedrooms One full bath and one half bath Whether you're looking for an owner-occupied investment property or a fully leased income-producing asset, this duplex presents excellent potential. These units have a strong rental history and are consistently in demand. Both units are currently tenant-occupied. THIS IS WHY WE DO NOT HAVE INTERIOR PICTURES For investors seeking additional opportunities, the neighboring building at 1211 Rio Vista is also available for purchase (MLS #MDTA2012942).EDUCED - REDUCED - DO NOT WAIT TO SEE THIS DESIREABLE RIO VISTA LIVING -MOVE IN ONE

Highlights

Listed by Cornelia C Heckenbach , 4103101229 Long & Foster Real Estate, Inc. , 4107450283. Bright MLS

Property Type

Residential

Lot/Acreage
0.34

HOA Fee

100 Annually

Year Built

1988

County

Talbot

Neighborhood

Rio Vista

School District

Talbot County Public Schools

Listing ID

MDTA2012950

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Above Ground Sq Ft:2420
Other:
  • ▪ Main Floor Bedrooms:4
Water:Public

Exterior Features

Lot:Canoe/Kayak,Private Beach,Private Access,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R
Roof:Architectural Shingle
Others:
  • ▪ Additional:Private Beach, Picnic Area
Sewer:Public Sewer
Parking Features:Crushed Stone,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$2,656
Taxes
$256
HOA
$100

Home Price

$499,000

Loan Details

30 yrs
7%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,655.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,655.89 $255.50 $100.00 $3,011.39
Yearly $31,870.65 $3,066.00 $1,200.00 $36,136.65
Total $956,119.52 $91,980.00 $36,000.00 $1,084,099.52
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Saint Michaels, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS