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214 Madison Ave , Saint Michaels, MD 21663
$339,000
Est. Payment: $1,861.48/mo
4 Bed
2 Bath
1743 Sqft
0.37 Acres
Status: active | Days on site: 79
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PFED16 - 3114971
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House Description

Discover the potential of this 4-bedroom, 2-full-bath home in the desirable Rio Vista community of St. Michaels! Offering a spacious two-level layout, this property presents a fantastic opportunity for buyers looking to make a home their own or investors searching for their next project. Inside, you'll find hardwood floors, a separate dining room, a galley kitchen, and comfortable living spaces with plenty of possibilities. The flexible floor plan provides room to reimagine, update, and create a space that fits your needs. Step outside to enjoy a generously sized yard with plenty of space for entertaining, gardening, or simply relaxing outdoors. A storage shed adds convenience and additional storage. Located in the established Rio Vista community, residents enjoy access to wonderful neighborhood amenities, including a community boat ramp, kayak launch, and marina, making it easy to embrace the Eastern Shore lifestyle. Enjoy all the charm, shopping, and dining of historic St. Michaels while benefiting from a location outside the town limits. This home is ready for some TLC, but the opportunity is undeniable! Whether you're an investor, renovator, or buyer with a vision, this property offers the chance to create something special in a sought-after waterfront community. Bring your ideas and discover the possibilities!

Highlights

Listed by Shelley Baden , 7034475006 Berkshire Hathaway HomeServices PenFed Realty , 4102660600. Bright MLS

Property Type

Residential

Lot/Acreage
0.37

HOA Fee

100 Annually

Year Built

1953

County

Talbot

Neighborhood

Rio Vista

School District

Talbot County Public Schools

Listing ID

MDTA2014662

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Oven/Range - Electric, Washer
Air Cond:Heat Pump(s)
Fireplaces:1 Fireplace
Floor:Carpet,Hardwood
Above Ground Sq Ft:1743
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Kitchen - Galley, Dining Area
Water:Public

Exterior Features

Lot:Trees/Wooded,Front Yard,Rear Yard,Not New Construction,Horse Property: No
Zoning:R
Roof:Asphalt
Others:
  • ▪ Additional:Common Area Maintenance
Sewer:Public Sewer
Parking Features:Off Street

Open House

Upcoming Open Houses
Saturday 12:00 pm - 2:00 pm Nov 14
Principal Interest
$1,861
Taxes
$209
HOA
$100

Home Price

$339,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$67,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,861.48

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,861.48 $209.25 $100.00 $2,170.73
Yearly $22,337.77 $2,511.00 $1,200.00 $26,048.77
Total $670,132.98 $75,330.00 $36,000.00 $781,462.98
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Saint Michaels, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T05:05:10.000Z

© 2026 Bright MLS