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601 Cove Rd , Saint Michaels, MD 21663
$3,250,000
Est. Payment: $17,846.05/mo
4 Bed
5 Bath
3289 Sqft
0.68 Acres
Status: pending | Days on site: 1
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House Description

Experience tranquil waterfront living in this stunning 4BR/4.5 BA home sited on .68 acres overlooking the Miles River. This cottage-style home was completely renovated by Focus Construction Featuring exquisite architectural and interior design details throughout and include custom built-ins, and a large dual-sided gas fireplace. The open floor plan offers breathtaking river views from nearly every room and the main living spaces are perfectly suited for family living and entertaining. The first floor boasts a gourmet kitchen with high-end stainless and custom cabinetry, quartz counters, a scullery, and an adjacent dining area with sweeping waterfront views. Relax by the dual-sided fireplace in the living room, which connects seamlessly to the waterside sunroom. The spacious first floor primary suite offers a luxurious ensuite bath with a dual vanity, glass-enclosed walk-in shower, large walk-in closet. There is an upstairs Primary Suite and a separate guest bedroom and bath. Additionally, there is a private suite with dedicated staircase, large efficiency-style layout with bedroom and sitting area and private bathroom/closet. Completing the property is an oversized attached 2+car garage, providing additional storage and functionality. On the waterside of the home, there is a wall of glass doors leading out to a waterside deck and an inground pool. The property is further improved with a fenced in backyard, mature landscaping, a concrete bulkheaded, a private dock with boat lift (8,000 lbs.). Minutes to downtown Saint Michaels and a short drive to Easton, this exceptional property combines waterfront beauty and a turn-key situation in one of Saint Michaels most desirable neighborhoods.

Highlights

Listed by Brian Gearhart , 4103105179 Benson & Mangold, LLC , 4108226665. Bright MLS

Property Type

Residential

Lot/Acreage
0.68

HOA Fee

100 Annually

Year Built

1956

County

Talbot

Neighborhood

Rio Vista

School District

Talbot County Public Schools

Listing ID

MDTA2012912

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Exhaust Fan, Icemaker, Microwave, Refrigerator, Stainless Steel Appliances, Stove, Washer
Floor:Hardwood,Ceramic Tile
Above Ground Sq Ft:3289
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Built-Ins, Butlers Pantry, Ceiling Fan(s), Combination Dining/Living, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Recessed Lighting, Primary Bath(s), Pantry, Bathroom - Soaking Tub, Bathroom - Stall Shower, Walk-in Closet(s), Wood Floors, Upgraded Countertops, Primary Bedroom - Bay Front
Water:Public

Exterior Features

Lot:Bulkheaded,Landscaping,Poolside,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:2
Zoning:R
Others:
  • ▪ Additional:Exterior Lighting, Flood Lights, Gutter System, Excellent
Sewer:Public Sewer
Parking Features:Gravel Driveway,Garage - Front Entry,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$17,846
Taxes
$877
HOA
$100

Home Price

$3,250,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$650,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$17,846.05

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $17,846.05 $877.33 $100.00 $18,823.39
Yearly $214,152.62 $10,528.00 $1,200.00 $225,880.62
Total $6,424,578.75 $315,840.00 $36,000.00 $6,776,418.75
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Saint Michaels, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS