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8154 Ridgely Loop , Severn, MD 21144
$740,000
Est. Payment: $3,938.59/mo
5 Bed
5 Bath
3568 Sqft
0.12 Acres
Status: closed | Days on site: 32
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CBRB106 - 3107658,3302445
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House Description

Price Improved! Now listed at $740,000—a $15K reduction! This exceptional 5-bedroom, 4.5-bath home offers luxury, space, and value in one of the area's most convenient commuter locations. The expansive floor plan includes formal living and dining spaces, a cozy family room, private study, sunlit dinette, and a well-appointed kitchen that ties everything together seamlessly. The upper-level retreat features a spacious primary suite with a serene sitting area and a custom built-in coffee bar. The spa-style en-suite bathroom includes an oversized tiled shower with a bench, creating a perfect escape at the end of your day. Entertain effortlessly on the large deck and elegant stone patio, or take the celebration downstairs to the fully finished basement, ideal for movie nights, gaming, or multi-generational living. Hardwood flooring flows throughout all three levels, paired with 9-foot ceilings that add a touch of elegance and openness. Motivated Seller Alert! Eligible VA buyers may transfer eligibility to assume the mortgage rate of 3.75%, a rare opportunity in today's market. For non-VA buyers, the seller is offering a generous credit toward closing costs or a rate buy-down with a strong offer. As a bonus, a 1-year premium home warranty is included, offering added peace of mind for your first year of ownership. Conveniently located just minutes from Routes 100, 32, 97 and I-95—this home is a must-see for discerning buyers seeking both quality and convenience.

Highlights

Listed by LaTondra A Kinley , 4436994378 Coldwell Banker Realty - Washington , 2023876180. Bright MLS

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

50 Monthly

Year Built

2013

County

Anne Arundel

Neighborhood

Upton Farm

School District

Anne Arundel County Public Schools

Listing ID

MDAA2123276

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:1 Fireplace
Floor:Hardwood,Laminated,Marble
Above Ground Sq Ft:2568
Below Ground Sq Ft:1000
Basement:Full,Fully Finished,Heated,Rear Entrance,Sump Pump,Walkout Stairs,Windows
Other:
  • ▪ Additional:No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Garage Capacity:4
Zoning:R5
Roof:Shingle
Sewer:Public Sewer,Public Septic
Parking Features:Concrete Driveway,Additional Storage Area,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,939
Taxes
$526
HOA
$50

Home Price

$740,000

Loan Details

30 yrs
7%

Down Payment

20%
$148,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,938.59

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,938.59 $526.33 $50.00 $4,514.92
Yearly $47,263.09 $6,316.00 $600.00 $54,179.09
Total $1,417,892.68 $189,480.00 $18,000.00 $1,625,372.68
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Severn, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS