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658 Rock Cove Ln , Severna Park, MD 21146
$4,249,000
Est. Payment: $23,331.65/mo
5 Bed
7 Bath
9152 Sqft
1.71 Acres
Status: active | Days on site: 129
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SAMP47 - 91028,3394016
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House Description

Introducing a masterfully curated waterfront estate that redefines luxury living on the shores of Severna Park. Tucked away within the prestigious, gated community of Bluff Point on the Severn, this magnificent residence offers the ultimate blend of privacy, sophistication, and resort-style amenities. From the grand roundabout driveway that welcomes your arrival to the sweeping, panoramic water vistas framing the rear of the property, every detail has been designed to deliver an uncompromising coastal lifestyle. The Ultimate Waterfront Paradise- The crown jewel of this estate is its seamless, private connection to the water. A beautifully paved path provides effortless access from the home straight down to the shoreline, where your private paradise awaits. Spend your mornings relaxing on your private sandy beach, or step onto the expansive private dock, fully equipped with a heavy-duty boat lift and two Jet Ski lifts offering immediate entry to the region's finest boating and watersports. Resort-Style Outdoor Living- Designed for outdoor entertaining or relaxing, the estate boasts a striking multi-tiered waterfront deck that overlooks a private oasis. At the center of the outdoor experience is a pristine, heated pool equipped with an automated safety cover, hot tub, and a private basketball court—perfect for active afternoons before cooling off in the water. An Entertainer’s Dream & Lower-Level Retreat- Inside, the home’s grand proportions are stitched together by a built-in, multi-zone sound system that flows seamlessly through the main living areas and outdoor decks. This residence features a private elevator providing convenient access across all three expansive levels. The exceptional walkout basement serves as a secondary entertainment hub, designed to mirror the luxury of the main floors. The lower level features a fully equipped second kitchen and custom bar, making it the ultimate venue for hosting formal events, game days, or intimate evenings by the water. Turn-Key Excellence Beyond its breathtaking aesthetic and leisure features, the estate has been meticulously maintained with premium structural updates, including a new synthetic slate roof installed in 2022, offering the timeless elegance of classic slate with modern, high-durability performance.

Highlights

Listed by Robert J Chew , 4109959600 and Carlos Alejandro Navarro Mora , 4106803744 Samson Properties , 4104654440. Bright MLS

Property Type

Residential

Lot/Acreage
1.71

HOA Fee

1250 Annually

Year Built

2003

County

Anne Arundel

Neighborhood

Bluff Point On Severn

School District

Anne Arundel County Public Schools

Listing ID

MDAA2145616

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:7
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:2
Appliances:Built-In Microwave, Built-In Range, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Freezer, Icemaker, Oven - Wall, Refrigerator, Stainless Steel Appliances, Washer
Air Cond:Central A/C
Fireplaces:Gas/Propane,2 Fireplaces
Floor:Hardwood
Above Ground Sq Ft:6976
Below Ground Sq Ft:2176
Basement:Fully Finished
Other:
  • ▪ Additional:2nd Kitchen, Additional Stairway, Attic, Bar, Breakfast Area, Built-Ins, Carpet, Cedar Closet(s), Ceiling Fan(s), Crown Moldings, Curved Staircase, Dining Area, Elevator, Entry Level Bedroom, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Recessed Lighting, Sauna, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Walk-in Closet(s), Wet/Dry Bar, WhirlPool/HotTub, Wood Floors
Water:Public

Exterior Features

Lot:Secluded,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:3
Zoning:R1
Others:
  • ▪ Additional:Private Beach, BBQ Grill, Boat Storage, Exterior Lighting, Hot Tub, Sport Court, Stone Retaining Walls
Sewer:Public Sewer
Parking Features:Garage - Side Entry,Inside Access,Additional Storage Area,Attached Garage,Driveway,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$23,332
Taxes
$2,706
HOA
$1,250

Home Price

$4,249,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$849,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$23,331.65

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $23,331.65 $2,706.42 $1,250.00 $27,288.07
Yearly $279,979.85 $32,477.00 $15,000.00 $327,456.85
Total $8,399,395.41 $974,310.00 $450,000.00 $9,823,705.41
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Severna Park, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS