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3 Belhaven Ct , Severna Park, MD 21146
$649,900
Est. Payment: $3,568.66/mo
4 Bed
3 Bath
2392 Sqft
0.36 Acres
Status: active | Days on site: 147
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RMMX1 - 66453
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House Description

WATER ACCESS! Don’t miss this rare opportunity to enjoy essentially new construction, a private wooded setting, and Severn River community amenities, all in the heart of Severna Park. Welcome to Severndale — one of Severna Park’s most sought-after water-privileged communities on the Severn River. This completely reimagined 4-bedroom, 3-bath home has been taken down to the studs and thoughtfully rebuilt with high-end finishes, quality craftsmanship, and modern coastal style throughout. Every major system has been replaced, offering true turnkey living with peace of mind that nothing will have to be replaced for years to come. The stunning kitchen is the heart of the home, featuring quartz countertops, custom cabinetry, stainless steel appliances, and a slider leading to an elevated deck overlooking a private tree-lined backyard — the perfect setting for entertaining or relaxing in peaceful surroundings. Maple hardwood flooring flows throughout the main living areas, creating warmth and continuity across the beautifully designed interior. The fully finished walkout lower level offers exceptional flexibility with a spacious recreation room anchored by a wood-burning fireplace, plus a private fourth bedroom with a full bath — ideal for guests, an in-law suite, or home office setup. Have peace of mind during winter or summer storms that if the area loses power that you will still be up and running like normal with the GENERAC whole house generator. Situated on a private lot backing to trees and a stream, this home combines modern renovation with the charm and lifestyle of Severndale. Residents enjoy access to the community waterfront amenities on the Severn River, including a pier, picnic area, kayak/canoe storage, and small watercraft access, creating a true Chesapeake Bay lifestyle. Conveniently located near the B&A Trail, shopping, dining, top-rated Severna Park schools, Annapolis, and commuter routes to Baltimore and Washington, this is a rare opportunity to own essentially new construction in an established waterfront community.

Highlights

Listed by Scarlett K Bowman , 4102595035 RE/MAX Realty Plus , 3018315600. Bright MLS

Property Type

Residential

Lot/Acreage
0.36

HOA Fee

125 Annually

Year Built

1968

County

Anne Arundel

Neighborhood

Severndale

School District

Anne Arundel County Public Schools

Listing ID

MDAA2146552

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Built-In Microwave, Dishwasher, Oven/Range - Gas, Refrigerator, Range Hood, Stainless Steel Appliances
Air Cond:Central A/C
Fireplaces:Brick,Wood,1 Fireplace
Floor:Hardwood
Above Ground Sq Ft:1196
Below Ground Sq Ft:1196
Basement:Daylight,Full,Fully Finished,Heated,Rear Entrance,Walkout Level,Windows
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Built-Ins, Ceiling Fan(s), Combination Kitchen/Dining, Combination Dining/Living, Combination Kitchen/Living, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Island, Primary Bath(s), Recessed Lighting, Sprinkler System, Stove - Wood, Upgraded Countertops, Wood Floors, Cats OK, Dogs OK, Pets Allowed
Water:Public

Exterior Features

Lot:Backs to Trees,Cul-de-sac,Not New Construction,Horse Property: No
Zoning:R5
Roof:Architectural Shingle
Others:
  • ▪ Additional:Stone Retaining Walls, Private Beach, Excellent, Beach, Common Grounds, Picnic Area, Pier/Dock, Pier/Dock Maintenance
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Driveway
Principal Interest
$3,569
Taxes
$441
HOA
$125

Home Price

$649,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$129,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,568.66

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,568.66 $441.08 $125.00 $4,134.74
Yearly $42,823.94 $5,293.00 $1,500.00 $49,616.94
Total $1,284,718.07 $158,790.00 $45,000.00 $1,488,508.07
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Severna Park, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T09:11:29.000Z

© 2026 Bright MLS