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6520 & 6516 Dam Number 4 Rd , Sharpsburg, MD 21782
$525,000
Est. Payment: $2,882.82/mo
4 Bed
2 Bath
2800 Sqft
0.27 Acres
Status: active under contract | Days on site: 29
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House Description

POTOMAC RIVERFRONT RETREAT! A truly special property offering two separate residences, exceptional garage space and a remarkable setting high on a hill with a view of the C&O National Historical Park, the Potomac River and Dam Number 4. The main home is a charming three bedroom, one bath cottage with a warm, relaxed character and a fabulous front porch where the sound of the river flowing over Dam 4 will relax you. It is currently a short term rental with hundreds of 5 star reviews. You can check out the reviews or listing on ABB or VRBO. Lock Keepers Cottage! The 2nd residence adds tremendous flexibility, the one bedroom, one bath, open floor plan apartment provides a comfortable and private separate living space - ideal for guests, extended family, a home office or retreat, or potential rental use. The spacious heated/cooled garage offers exceptional room for four vehicles, boats, kayaks, a workshop and storage. Perfectly suited to the recreational lifestyle this location offers. With two separate residences in one extraordinary setting, this property represents opportunities that are increasingly difficult to find. Whether you're searching for a full-time residence, weekend retreat, multi-generational property, or a property with income producing potential, 6520/6516 Dam #4 Rd offers remarkable versatility. No flood insurance required.

Highlights

Listed by Lawrence M. Lessin , 3013556104 Save 6, Incorporated , 3013556104. Bright MLS

Property Type

Residential

Lot/Acreage
0.27

Year Built

1900

County

Washington

Neighborhood

Country

School District

Washington County Public Schools

Listing ID

MDWA2039576

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer - Electric, ENERGY STAR Clothes Washer, Microwave, Oven/Range - Electric, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Washer/Dryer Stacked, Water Heater
Air Cond:Central A/C,Window Unit(s)
Fireplaces:Stone,1 Fireplace
Above Ground Sq Ft:2128
Below Ground Sq Ft:672
Basement:Connecting Stairway,Daylight,Partial,Interior Access,Outside Entrance,Unfinished,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:4
  • ▪ Additional:Built-Ins, Cedar Closet(s), Ceiling Fan(s), Chair Railings, Floor Plan - Traditional, Dining Area, Water Treat System
Water:Conditioner,Well,Well-Shared

Exterior Features

Lot:Backs to Trees,Rear Yard,SideYard(s),Not New Construction,Horse Property: No
Zoning:P
Others:
  • ▪ Additional:Outbuilding(s)
Sewer:Septic Exists,Septic Pump,Shared Septic
Parking Features:Driveway
Principal Interest
$2,883
Taxes
$194

Home Price

$525,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,882.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,882.82 $194.17 $0.00 $3,076.99
Yearly $34,593.89 $2,330.00 $0.00 $36,923.89
Total $1,037,816.57 $69,900.00 $0.00 $1,107,716.57
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Sharpsburg, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS