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838 Loxford Terrace , Silver Spring, MD 20901
$600,000
Est. Payment: $3,193.45/mo
3 Bed
3 Bath
2007 Sqft
0.17 Acres
Status: active under contract | Days on site: 27
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COMPS17 - 93960
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House Description

NEW PRICE — $600,000! Qualified first-time homebuyers may also be eligible for below-market mortgage rates through Montgomery County's Housing Opportunities Commission (HOC) Mortgage Purchase Program. Ask about this financing opportunity! Open Sunday 10/25 12:00 - 2:00 PM! Welcome to 838 Loxford Terrace, a move-in-ready home with 2,317 finished square feet across four levels in the heart of Forest Knolls. Freshly painted throughout, the home offers hardwood floors on the main and upper levels, an updated kitchen with white cabinetry, granite countertops and stainless steel appliances, and flexible spaces that can change with your needs. Upstairs are three bedrooms, including a primary bedroom with an en suite bath. The extra-large lower level features a family room with a wood-burning fireplace, carpet and luxury vinyl plank flooring, plus plenty of windows, a half bath and a rear entrance. This level also offers the potential to create a fourth bedroom. One level below, the finished fourth level has luxury vinyl plank flooring and provides even more space for a gym, playroom, hobbies or storage. The screened porch is a comfortable spot to relax, have a coffee and enjoy the fenced backyard. Recent improvements include an architectural shingle roof replaced in 2018, replacement windows, an updated kitchen and an updated primary bath. Forest Knolls is a quiet neighborhood with a true sense of community. Neighbors come together for block parties, community yard sales and other events throughout the year. Forest Knolls Pool is just across the street and hosts select events open to the wider neighborhood, even for non-members. There is no HOA. When you want to get outside, the Northwest Branch Trail, Wheaton Regional Park and Brookside Gardens are all nearby. Shopping, dining and everyday conveniences are close at Four Corners, Woodmoor and Downtown Silver Spring. Commuters have plenty of options with Wheaton Metro nearby and a Ride On Route 9 bus stop on University Boulevard at Caddington Avenue providing direct service to the station. University Boulevard, Colesville Road/US-29 and I-495 are also close by for easy access throughout Montgomery County and into Washington, DC. Be sure to view the 3D virtual tour to explore the layout and floor plans! HOC financing is available only to eligible buyers and is subject to program requirements, lender approval, and prevailing interest rates. Not all buyers will qualify.

Highlights

Listed by Dawn M Pace , 7037858499 Compass , 2402192422. Bright MLS

Property Type

Residential

Lot/Acreage
0.17

Year Built

1962

County

Montgomery

Neighborhood

Forest Knolls

School District

Montgomery County Public Schools

Listing ID

MDMC2255080

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:Wood,1 Fireplace
Floor:Hardwood,Luxury Vinyl Plank,Partially Carpeted
Above Ground Sq Ft:1757
Below Ground Sq Ft:250
Basement:Daylight,Partial,Fully Finished
Other:
  • ▪ Additional:Bathroom - Tub Shower, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Dining Area, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Wood Floors
Water:Public

Exterior Features

Lot:Rear Yard,Front Yard,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R60
Roof:Architectural Shingle,Asphalt
Others:
  • ▪ Additional:Sidewalks, Street Lights, Good
Sewer:Public Sewer
Parking Features:Driveway,On Street,2+ Spaces,1+ Spaces
Principal Interest
$3,193
Taxes
$531

Home Price

$600,000

Loan Details

30 yrs
7%

Down Payment

20%
$120,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,193.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,193.45 $531.25 $0.00 $3,724.70
Yearly $38,321.42 $6,375.00 $0.00 $44,696.42
Total $1,149,642.71 $191,250.00 $0.00 $1,340,892.71
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Silver Spring, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS