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3020 Big Bear Terrace , Silver Spring, MD 20906
$1,099,900
Est. Payment: $5,854.13/mo
4 Bed
5 Bath
4240 Sqft
0.13 Acres
Status: active | Days on site: 3
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ARGENT1 - 114005
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House Description

Honey, stop the car!! This home offers stunning finishes inside and out, with exquisite design, extensive builder upgrades, and thoughtful details throughout. Ideally situated on one of the best lots in the community, the home backs to a wooded common area with flourishing trees. Step inside to an open floor plan featuring numerous upgrades and high-end finishes. The gourmet chef’s kitchen opens seamlessly to the breakfast area and spacious family room. The main level also features a separate dining room, living room, and bright office/den. The upper level features 4 bedrooms and 3 full baths, along with recently installed luxury laminate plank flooring that adds both style and durability. The spacious primary suite is a true retreat, complete with two walk-in closets and a luxurious spa-inspired bath featuring a large walk-in shower, soaking tub, double vanities, and linen closet. The walkout lower level offers additional living and entertaining space with a large family/recreation room and convenient half bath. The two-car garage leads directly into the mudroom, which features a built-in storage bench. The garage has also been updated with new lighting, fresh paint, and new flooring, and electric car charger. creating a clean, polished, and functional space. Step outside into your own private outdoor retreat. The large deck, with stairs leading to the backyard, is perfect for relaxing or entertaining. The fully fenced rear yard provides added privacy, it features a large patio with dedicated dining, lounging, and grilling areas. For the ultimate entertainment experience, enjoy the installed projector and two screens, perfect for movie nights, game days, and gatherings with family and friends. The backyard also provides access to the peaceful wooded common area, creating a serene and private setting. Exceptional quality, privacy, thoughtful upgrades, and an unbeatable setting come together in this truly special home. This is a property that must be seen in person to be fully appreciated!

Highlights

Listed by Ana P Chicas , 2403388980 Argent Realty,LLC , 2409138110. Bright MLS

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

149 Monthly

Year Built

2013

County

Montgomery

Neighborhood

Layhill Overlook

School District

Montgomery County Public Schools

Listing ID

MDMC2258760

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer - Front Loading, Exhaust Fan, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer - Front Loading, Water Heater, Negotiable
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:1 Fireplace
Floor:Ceramic Tile,Luxury Vinyl Plank,Partially Carpeted
Above Ground Sq Ft:3240
Below Ground Sq Ft:1000
Basement:Daylight,Full,Fully Finished,Walkout Level,Connecting Stairway,Improved
Other:
  • ▪ Additional:Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Crown Moldings, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Island, Kitchen - Gourmet, Pantry, Primary Bath(s), Recessed Lighting, Sprinkler System, Walk-in Closet(s), Wood Floors
Water:Public

Exterior Features

Lot:Backs to Trees,Cul-de-sac,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:PD2
Others:
  • ▪ Additional:Exterior Lighting, Sidewalks, Street Lights, Excellent, Tot Lots/Playground, Common Grounds, Common Area Maintenance, Snow Removal
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Garage Door Opener,Inside Access,Basement Garage,Attached Garage,Driveway,On Street,2+ Spaces,1+ Spaces
Principal Interest
$5,854
Taxes
$878
HOA
$149

Home Price

$1,099,900

Loan Details

30 yrs
7%

Down Payment

20%
$219,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,854.13

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,854.13 $878.33 $149.00 $6,881.46
Yearly $70,249.56 $10,540.00 $1,788.00 $82,577.56
Total $2,107,486.70 $316,200.00 $53,640.00 $2,477,326.70
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Silver Spring, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS