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130 Whitmoor Terrace , Silver Spring, MD 20901
$639,999
Est. Payment: $3,406.34/mo
4 Bed
3 Bath
1982 Sqft
0.14 Acres
Status: active | Days on site: 21
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COMPS1 - 3339357,3012553
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House Description

FINANCING INCENTIVE AVAILABLE THROUGH SELLER’S PREFERRED LENDER! Temporary buydown options available with first-year payments based on rates as low as 5.25%, along with 30-year fixed options as low as 6.50%. Financing subject to borrower qualification, loan program requirements, available seller contributions, and current market pricing. Rates and terms subject to change. Beautifully Updated Home on an Expansive Double Parcel in Sought-After Woodmoor Welcome to 130 Whitmoor Terrace, a beautifully updated home situated in one of Silver Spring’s most desirable neighborhoods. The property offers approximately 27,321 square feet of combined land and a rare opportunity to enjoy an exceptionally spacious homesite. The home offers approximately 1,932 square feet of above-grade living space, with attractive updates throughout. Highlights include refreshed kitchen and bathroom finishes, hardwood flooring, and recently installed carpeting. The finished lower level provides additional flexible living space that can be used as a recreation room, family room, home office, fitness area, or guest space. Additional property features include updated heating and cooling systems, roofing, exterior siding, and a detached shed that offers convenient storage or potential use as a workshop, studio, or hobby space. The expansive outdoor setting provides generous room for entertaining, gardening, recreation, or simply enjoying added privacy and open space. Located in the highly sought-after Woodmoor community, the home is close to Northwest Branch Trail, Pinecrest Park, Woodmoor Shopping Center, and a variety of dining, shopping, and recreational options. Commuters will appreciate convenient access to downtown Silver Spring, Washington, D.C., and major transportation routes. Situated within the Montgomery County Public Schools system, 130 Whitmoor Terrace offers a distinctive combination of updated interiors, flexible living space, substantial land, and an established neighborhood setting. This is a rare opportunity to own a well-maintained home on an oversized double parcel in the heart of Woodmoor.

Highlights

Listed by Yasseen Elagazy , 7034004204 and Margaret M. Babbington , 2404604007 Compass , 2023866330. Bright MLS

Property Type

Residential

Lot/Acreage
0.14

Year Built

1950

County

Montgomery

Neighborhood

Woodmoor

School District

Montgomery County Public Schools

Listing ID

MDMC2261532

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central A/C
Fireplaces:Screen,1 Fireplace
Above Ground Sq Ft:1332
Below Ground Sq Ft:650
Other:
  • ▪ Main Floor Bedrooms:4
  • ▪ Additional:Case by Case Basis, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:R60
Roof:Composite
Sewer:Public Sewer
Parking Features:On Street

Open House

Upcoming Open Houses
Sunday 2:00 pm - 4:00 pm Nov 15
Principal Interest
$3,406
Taxes
$534

Home Price

$639,999

Loan Details

30 yrs
7%

Down Payment

20%
$128,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,406.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,406.34 $534.25 $0.00 $3,940.59
Yearly $40,876.12 $6,411.00 $0.00 $47,287.12
Total $1,226,283.64 $192,330.00 $0.00 $1,418,613.64
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Silver Spring, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS