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102 Jasons Ridge , Smithsburg, MD 21783
$274,900
Est. Payment: $1,463.13/mo
3 Bed
2 Bath
1920 Sqft
0.04 Acres
Status: active | Days on site: 61
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LNG9 - 3005729,3242708
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House Description

Maryland Mortgage Program eligible for first time home buyers and 100% Free one-year Cinch Home Warranty offered to buyer! FHA options available! Welcome to 102 Jasons Ridge, located in the sought-after Whispering Ridge community! This beautifully maintained home offers three bedrooms, two baths, and a thoughtfully designed floor plan that's perfect for everyday living and entertaining. Step inside to find newer luxury vinyl plank flooring throughout the main level. The impressive eat-in kitchen is sure to delight, featuring upgraded self-closing white cabinetry, granite countertops, stainless steel appliances, and a spacious pantry that's ideal for any home chef. Just off the kitchen, step onto the rear deck, the perfect spot for grilling, outdoor dining, or relaxing with family and friends. The adjoining living and dining areas create an inviting, open space for gatherings. The spacious primary bedroom boasts vaulted ceilings and a large walk-in closet with plenty of room for your wardrobe. Two additional bedrooms and an updated full hall bath complete the upper level. The finished lower level offers a versatile recreation room that's perfect for movie nights, a home office, playroom, or entertaining guests. A full bath and additional storage room add even more functionality. Enjoy a low monthly HOA fee that includes trash removal, snow removal in the parking areas, and access to community tot lots. Conveniently located just minutes from shopping, restaurants, and Interstate 70, this home combines comfort, convenience, and value. Don't miss your opportunity to make this wonderful home yours!

Highlights

Listed by Ryan N Lancaster , 3016064874 and Michael B. Carpel , 2403448374 Long & Foster Real Estate, Inc. , 3016948000. Bright MLS

Property Type

Townhome

Lot/Acreage
0.04

HOA Fee

82 Monthly

Year Built

1993

County

Washington

Neighborhood

Whispering Ridge

School District

Washington County Public Schools

Listing ID

MDWA2039774

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Exhaust Fan, Oven/Range - Electric, Range Hood, Refrigerator
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:
Floor:Carpet,Luxury Vinyl Plank
Above Ground Sq Ft:1280
Below Ground Sq Ft:640
Basement:Connecting Stairway,Fully Finished,Heated,Interior Access,Partially Finished
Other:
  • ▪ Additional:Floor Plan - Traditional, Kitchen - Country, Bathroom - Walk-In Shower, Carpet, Chair Railings, Combination Dining/Living, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Table Space, Pantry, Upgraded Countertops, Walk-in Closet(s)
Water:Public

Exterior Features

Lot:Front Yard,Landscaping,Rear Yard,Not New Construction,Horse Property: No,In City Limits
Garage Capacity:1
Zoning:RR
Roof:Shingle
Others:
  • ▪ Additional:Sidewalks, Excellent, Jog/Walk Path, Tot Lots/Playground, Lawn Care Rear, Lawn Care Front, Road Maintenance, Snow Removal
Sewer:Public Sewer
Parking Features:Assigned,Parking Lot,1+ Spaces
Principal Interest
$1,463
Taxes
$126
HOA
$82

Home Price

$274,900

Loan Details

30 yrs
7%

Down Payment

20%
$54,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,463.13

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,463.13 $125.59 $82.00 $1,670.73
Yearly $17,557.60 $1,507.11 $984.00 $20,048.71
Total $526,727.97 $45,213.30 $29,520.00 $601,461.27
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Smithsburg, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS