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7116 Pea Neck Rd , St Michaels, MD 21663
$3,600,000
Est. Payment: $19,160.71/mo
4 Bed
4 Bath
2863 Sqft
20 Acres
Status: active | Days on site: 5
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House Description

Come see a true Eastern Shore gem, set on 20 peaceful waterfront acres along Edge Creek. This beautifully renovated 4-bedroom, 4-bathroom home features all the hallmarks of a coastal getaway while providing modern, functional conveniences. Walk through the front door, and you’re met with direct water views that can be seen from virtually every room in the home. You’ll also find natural light that fills every space due to the ample window and sliding glass door installations, coupled with southwestern exposure off the back of the home. Make your way over to the well-appointed, fully renovated kitchen featuring Miele appliances. Around the corner is a first-floor primary suite with direct waterfront views, his-and-hers sink vanities, a spacious walk-in closet system with built-ins, and one of the home’s three fireplaces. Upstairs, you’ll find plenty of space for guests, including a bedroom featuring built-in bunks. On the third floor is a bonus loft area with twin walkout balconies. Across the driveway is a detached garage with two car bays, a workshop, and a storage area. Above the garage, you’ll find a separate in-law suite or apartment space with a living area, bedroom, full bathroom, and kitchenette. Around the back of the home is an entertaining space that makes for the perfect Eastern Shore weekend. A beautifully done gunite pool overlooks your 1,600 feet of shoreline. A private dock with a boat lift (insert weight capacity) provides easy access for an afternoon cruise or evening fishing expedition. With privacy from your neighbors and close proximity to historic downtown St. Michaels, this home provides the ultimate secluded Chesapeake Bay oasis.

Highlights

Listed by Brian Gearhart , 4103105179 and Elizabeth French , 4437500996 Benson & Mangold, LLC , 4108226665. Bright MLS

Property Type

Residential

Lot/Acreage
20

Year Built

1993

County

Talbot

Neighborhood

None Available

School District

Talbot County Public Schools

Listing ID

MDTA2015286

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Above Ground Sq Ft:2863
Other:
  • ▪ Main Floor Bedrooms:1
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No,Waterfront
Garage Capacity:2
Zoning:RE, AG
Sewer:Septic Exists
Parking Features:Additional Storage Area,Garage Door Opener,Detached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$19,161
Taxes
$917

Home Price

$3,600,000

Loan Details

30 yrs
7%

Down Payment

20%
$720,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$19,160.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $19,160.71 $917.25 $0.00 $20,077.96
Yearly $229,928.54 $11,007.00 $0.00 $240,935.54
Total $6,897,856.27 $330,210.00 $0.00 $7,228,066.27
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (St Michaels, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS