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sales rep | Brivity IDX

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404 Victoria Way , Stevensville, MD 21666
$525,000
Est. Payment: $2,882.82/mo
4 Bed
3 Bath
1885 Sqft
0.35 Acres
Status: active | Days on site: 47
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RXE2 - 123005
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House Description

There’s more here than meets the eye! This charming home may look like a classic rancher from the curb, but inside and out, it offers an impressive amount of flexibility. The main home features three bedrooms, two full bathrooms and an oversized family room overlooking the beautifully landscaped, fully fenced backyard with privacy fencing and a rear deck. But the real surprise is the separate studio-style bonus space with its own private entrance, full bathroom, stackable washer and dryer, refrigerator, cabinetry and countertop space. Whether you envision an in-law suite, work-from-home office, guest quarters or potential rental space, the possibilities are plenty. Outside, you’ll ALSO find a detached shed with concrete floors and electric, plus an extended driveway with double gates opening to an additional parking pad, perfect for a boat or camper. An encapsulated crawlspace and newer roof add extra peace of mind. Located in the community of Bay City, you’ll enjoy a neighborhood setting with water access, a playground with picnic area, PLUS just minutes from fine dining, restaurants, marinas, public parks, playgrounds and bike trails of Kent Island. Not to mention, easy access to the Chesapeake Bay Bridge or commuter bus stops.

Highlights

Listed by Crystal M Smith , 4104906346 RE/MAX Executive , 4432741900. Bright MLS

Property Type

Residential

Lot/Acreage
0.35

HOA Fee

150 Annually

Year Built

1984

County

Queen Annes

Neighborhood

Bay City

School District

Queen Anne's County Public Schools

Listing ID

MDQA2018630

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central A/C
Fireplaces:Wood,1 Fireplace
Floor:Carpet,Luxury Vinyl Plank
Above Ground Sq Ft:1885
Other:
  • ▪ Main Floor Bedrooms:4
  • ▪ Additional:Studio
Water:Public

Exterior Features

Lot:Private Access,Not New Construction,Horse Property: No
Garage Capacity:6
Zoning:NC-20
Roof:Architectural Shingle
Others:
  • ▪ Additional:Outbuilding(s), Sidewalks, Common Grounds, Picnic Area, Pier/Dock, Tot Lots/Playground, Common Area Maintenance
Sewer:Public Sewer
Parking Features:Gravel Driveway,Asphalt Driveway,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,883
Taxes
$299
HOA
$150

Home Price

$525,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,882.82

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,882.82 $298.50 $150.00 $3,331.32
Yearly $34,593.89 $3,582.00 $1,800.00 $39,975.89
Total $1,037,816.57 $107,460.00 $54,000.00 $1,199,276.57
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Stevensville, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T07:10:58.000Z

© 2026 Bright MLS