House Description

Welcome to this beautifully updated 4-bedroom, 3-full-bath split-level home in a desirable water-access community on Kent Island! Offering a versatile floor plan, thoughtful improvements, and plenty of room to spread out, this home is ready for its next owners to move right in and enjoy. Step inside to discover a beautifully renovated kitchen, updated bathrooms, new flooring, and fresh paint throughout. Major improvements include a new roof in 2024, a new HVAC system in 2026, and a newly fenced backyard, providing peace of mind for years to come. The upper level features three comfortable bedrooms and two full bathrooms, while the spacious lower level offers an entirely different level of flexibility. Complete with a fourth bedroom, full bathroom, additional living area, and a second partial kitchen, this space is perfect for extended family, overnight guests, an au pair, or simply creating a private retreat. Outside, the newly fenced backyard offers plenty of space for entertaining, gardening, pets, or relaxing at the end of the day. Beyond the property, enjoy the benefits of living in a water-access community and all that the Eastern Shore lifestyle has to offer. With extensive updates already completed, flexible living spaces, and a wonderful Kent Island location, this home offers an incredible opportunity to enjoy comfortable living near the water. Come see the possibilities for yourself!

Highlights

Listed by Shelley Baden , 7034475006 Berkshire Hathaway HomeServices PenFed Realty , 4102660600. Bright MLS

Property Type

Residential

Lot/Acreage

0.34

HOA Fee

150 Annually

Year Built

1998

County

Queen Annes

Neighborhood

Bay City

School District

Queen Anne's County Public Schools

Listing ID

MDQA2018580

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Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove, Washer, Water Heater

Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s)

Fireplaces:Gas/Propane,1 Fireplace

Floor:Luxury Vinyl Plank

Above Ground Sq Ft:1238

Below Ground Sq Ft:826

Basement:Fully Finished,Walkout Level

Other:

▪ Main Floor Bedrooms:3
▪ Additional:Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Living, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Eat-In, Walk-in Closet(s)

Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No

Garage Capacity:6

Zoning:NC-20

Roof:Shingle

Others:

▪ Additional:Excellent, Boat Ramp, Common Grounds, Picnic Area, Pier/Dock, Tot Lots/Playground, Common Area Maintenance, Pier/Dock Maintenance

Sewer:Public Sewer

Parking Features:Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces

Payment Calculator

Payment Breakdown

Principal Interest

$2,794

Taxes

$339

HOA

$150

Home Price

$525,000

Home Price

Loan Details

30 yrs

Interest Rate

Loan Type

Down Payment

20%

$105,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,794.27

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,794.27	$338.83	$150.00	$3,283.10
Yearly	$33,531.25	$4,066.00	$1,800.00	$39,397.25
Total	$1,005,937.37	$121,980.00	$54,000.00	$1,181,917.37