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108 Margaret Dr , Stevensville, MD 21666
$549,900
Est. Payment: $3,019.55/mo
4 Bed
3 Bath
2257 Sqft
0.44 Acres
Status: active | Days on site: 50
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House Description

Welcome to 108 Margaret Drive, a spacious and unique Kent Island home situated on a private, level lot and offering a flexible floor plan, incredible 4-car drive-through garage, seller-owned solar system, and easy access to the area's waterfront recreation and amenities. The main level features hardwood floors throughout and a spacious living room highlighted by a wood-burning stove. The kitchen offers granite countertops, an induction range, newer dishwasher and microwave, a large pantry, reverse osmosis water filtration system, and space for casual dining. A large screened porch provides additional space to relax, dine, or entertain while enjoying the outdoors. Three bedrooms and two full baths are also located on the main level, including the primary suite with its own private bath. The hall bath is filled with natural light from a skylight, while a convenient laundry/mudroom with a newer washer and access to both the garage and exterior adds to the home's functional layout. Upstairs, an expansive loft is joined by a separate room that can serve as a fourth bedroom, home office, bonus room, or additional flex space, along with another full bath and ample storage. This versatile upper level provides plenty of options for guests, working from home, recreation, hobbies, or whatever best fits your needs. The upper-level heat pump was replaced in August 2026. One of the property's most distinctive features is the oversized 4-car drive-through garage, with access from both the front and rear. There's exceptional room for vehicles, boats, recreational equipment, a workshop, hobbies, and storage, an especially valuable feature for enjoying the Kent Island lifestyle. Another major benefit is the seller-owned solar energy system, with no solar lease or loan for the buyer to assume. This is an all-electric home with no separate gas or heating-oil bill, and the sellers have paid just $9.75 per month for electricity for the past 24 consecutive months, which is Delmarva Power's minimum monthly service charge. The system has historically produced more electricity than the sellers use, providing significant savings on electricity costs while excess production has typically resulted in money back to the sellers annually through net metering. Solar production records and electric bill history are available for buyer review. Outside, the private, level .44-acre lot provides plenty of usable yard space for entertaining, recreation, pets, gardening, or simply enjoying the outdoors. The location puts some of Kent Island's best recreational amenities within easy reach, including Romancoke Pier and Park, Matapeake Beach, Pier and Boat Ramp, and Blue Heron Golf Course. With its 4-car drive-through garage, remarkably low historical electric bills, flexible 4-bedroom layout, main-level living, private .44-acre lot, and proximity to the water, 108 Margaret Drive offers a combination of features that is truly hard to find.

Highlights

Listed by David W Savercool , 3012373685 and Kevin W Savercool , 3014379118 Long & Foster Real Estate, Inc. , 3013882600. Bright MLS

Property Type

Residential

Lot/Acreage
0.44

Year Built

1987

County

Queen Annes

Neighborhood

Romancoke On The Bay

School District

Queen Anne's County Public Schools

Listing ID

MDQA2018648

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Exhaust Fan, Icemaker, Microwave, Oven/Range - Electric, Refrigerator, Water Heater, Water Heater - Tankless, Water Dispenser, Stainless Steel Appliances, Dryer - Electric, Dryer - Front Loading, Built-In Microwave, Washer, Washer - Front Loading, Water Conditioner - Owned
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s)
Fireplaces:Wood,1 Fireplace
Floor:Carpet,Ceramic Tile,Hardwood
Above Ground Sq Ft:2257
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Built-Ins, Chair Railings, Entry Level Bedroom, Primary Bath(s), Upgraded Countertops, Window Treatments, Wood Floors, Kitchen - Table Space, Water Treat System, Stove - Wood, Pantry, Floor Plan - Traditional, Ceiling Fan(s), Carpet, Bathroom - Tub Shower, Bathroom - Stall Shower, Bathroom - Walk-In Shower, Bar, No Pet Restrictions, Pets Allowed
Water:Private,Well

Exterior Features

Lot:Backs to Trees,Cleared,Not New Construction,Horse Property: No
Garage Capacity:9
Zoning:NC-20
Roof:Architectural Shingle
Others:
  • ▪ Additional:Exterior Lighting, Flood Lights, Outbuilding(s), Sidewalks, Good, Beach, Club House, Mooring Area, Pier/Dock, Tot Lots/Playground
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Paved Driveway,Garage - Front Entry,Garage - Rear Entry,Garage Door Opener,Inside Access,Oversized,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,020
Taxes
$331

Home Price

$549,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$109,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,019.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,019.55 $330.75 $0.00 $3,350.30
Yearly $36,234.62 $3,969.00 $0.00 $40,203.62
Total $1,087,038.72 $119,070.00 $0.00 $1,206,108.72
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Stevensville, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS