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Lot 12 Poland Heights Lane , Swanton, MD 21561
$130,000
Est. Payment: $713.84/mo
0.57 Acres
Status: active | Days on site: 44
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RLR1 - 3323270
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Build your Deep Creek Lake retreat on this beautiful 0.57-acre homesite in Poland Heights, offering the best of both lake and mountain living. Enjoy picturesque golf course views, lake access rights, and a peaceful setting surrounded by the natural beauty of Garrett County. Design a home that takes advantage of the views and spend your days enjoying the lake by kayak or canoe, exploring the outdoors, or simply relaxing in the mountains. Community road maintenance and lake privileges add to the ease of ownership. Looking for more space? The adjoining lot 11 is also available for purchase, offering a unique opportunity to combine the two parcels and create an expansive double-lot homesite. Whether you're dreaming of a weekend escape or a place to enjoy for years to come, this is an ideal setting to create your own Deep Creek Lake getaway.
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Highlights

Listed by Jessica Elizabeth Railey , 2404427262 Railey Realty, Inc. , 3013872000. Bright MLS

Property Type

Vacant Land
Lot/Acreage
0.57

HOA Fee

400 Annually

County

Garrett

 School District

Garrett County Public Schools

Listing ID

MDGA2012780

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Interior Features

Water:Well Required

Exterior Features

Lot:Fishing Allowed,Swimming Allowed,Canoe/Kayak,Not New Construction,Horse Property: No
Zoning:LR1
Others:
  • ▪ Additional:Water/Lake Privileges, Road Maintenance
Sewer:Public Hook/Up Avail
Principal Interest
$714
Taxes
$66
HOA
$400

Home Price

$130,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$26,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$713.84

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $713.84 $66.25 $400.00 $1,180.09
Yearly $8,566.10 $795.00 $4,800.00 $14,161.10
Total $256,983.15 $23,850.00 $144,000.00 $424,833.15
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Swanton, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T09:11:29.000Z

© 2026 Bright MLS