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365 Pinnacle Dr , Swanton, MD 21561
$679,000
Est. Payment: $3,613.92/mo
5 Bed
3 Bath
3219 Sqft
1.06 Acres
Status: active | Days on site: 106
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RLR1 - 67758
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House Description

Welcome to this beautifully maintained 5-bedroom, 3-bath mountain retreat in The Pinnacle, one of Deep Creek Lake's most desirable lake access communities. Offering two fully finished levels, an attached garage, and a proven vacation rental history, this home is the perfect blend of comfort, recreation, and investment potential. The spacious main level features an open-concept living room, dining area, and kitchen designed for gathering family and friends. Vaulted ceilings, abundant windows, updated luxury vinyl plank flooring, a cozy gas fireplace, mini-split air conditioning, and upgraded countertops create a bright and inviting space. Step outside to the expansive deck, or enjoy the convenience of the main-level primary suite complete with private bath and direct deck access. Two additional bedrooms and a full bath complete the main floor. The finished lower level offers plenty of room to entertain with a large family room, two additional bedrooms, a full bath, generous storage areas, and walkout access to the covered porch featuring a relaxing hot tub—perfect after a day on the lake or the slopes. The Pinnacle offers exceptional amenities including nearby lake access with lakeside decking, a large dock for swimming, canoe and kayak racks, and clubhouse with restrooms. The interior of the community features a tennis/pickleball/basketball court, plus private roads that are ideal for walking and enjoying the peaceful mountain setting. Conveniently located just minutes from Deep Creek Lake State Park and only about 10 minutes from Wisp Resort, you'll enjoy year-round recreation including boating, swimming, skiing, hiking, golfing, fishing, and more. Whether you're searching for a vacation home, or an established vacation rental investment, this exceptional Deep Creek Lake property is ready to enjoy!

Highlights

Listed by Michael N Kennedy , 3016166106 Railey Realty, Inc. , 3013872000. Bright MLS

Property Type

Residential

Lot/Acreage
1.06

HOA Fee

92 Monthly

Year Built

1995

County

Garrett

Neighborhood

Pinnacle

School District

Garrett County Public Schools

Listing ID

MDGA2012370

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer
Air Cond:Ductless/Mini-Split,Ceiling Fan(s)
Fireplaces:Gas/Propane,1 Fireplace
Floor:Ceramic Tile,Carpet,Luxury Vinyl Tile
Above Ground Sq Ft:1619
Below Ground Sq Ft:1600
Basement:Connecting Stairway,Fully Finished,Heated,Improved,Walkout Level,Windows
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Bathroom - Tub Shower, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Primary Bath(s), Recessed Lighting, Skylight(s), Upgraded Countertops, WhirlPool/HotTub
Water:Well

Exterior Features

Lot:No Thru Street,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:Lake Residential
Roof:Shingle
Others:
  • ▪ Additional:Hot Tub, Basketball Courts, Club House, Common Grounds, Pickleball Courts, Tennis Courts, Water/Lake Privileges, Common Area Maintenance, Pier/Dock Maintenance, Road Maintenance, Snow Removal
Sewer:Public Sewer
Parking Features:Garage - Side Entry,Driveway,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$3,614
Taxes
$570
HOA
$92

Home Price

$679,000

Loan Details

30 yrs
7%

Down Payment

20%
$135,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,613.92

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,613.92 $569.50 $92.00 $4,275.42
Yearly $43,367.08 $6,834.00 $1,104.00 $51,305.08
Total $1,301,012.34 $205,020.00 $33,120.00 $1,539,152.34
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Swanton, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS