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365 Ridge Rd , Swanton, MD 21561
$514,900
Est. Payment: $2,740.51/mo
3 Bed
2 Bath
2080 Sqft
0.49 Acres
Status: closed | Days on site: 149
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House Description

Tucked into the trees of the highly sought-after Sky Valley community, this well-maintained 3-bedroom, 2-bath home offers over 2,000 square feet of inviting living space and a lifestyle defined by comfort, recreation, and year-round beauty. Set on a peaceful 0.49-acre lot, the property blends privacy with community living in one of the most desirable areas near Deep Creek Lake. A welcoming front porch sets the tone for relaxed mountain living, while the surrounding wooded landscape creates a sense of quiet escape. Inside, vaulted ceilings and an abundance of natural light immediately open up the home, creating a bright and airy atmosphere that feels both spacious and cozy. The main living area flows seamlessly between the kitchen, dining, and living spaces, making everyday living and entertaining feel effortless. A warm wood-burning fireplace anchors the room, offering the perfect place to gather on cool evenings after a day on the lake or slopes. The kitchen is thoughtfully positioned to overlook both the main living area and the expansive front deck, allowing you to stay connected while cooking, hosting, or simply enjoying the view. On the main level, you will find 3 comfortable bedrooms and a full bath, providing a practical and welcoming layout for family and guests alike. The lower level expands the living space significantly with a private room currently being used as a primary bedroom retreat, an additional full bath, separate laundry area, additional family room, and a spacious game room complete with both a pool table and ping pong table, offering flexible space that could easily suit a variety of needs and creating a fun second living area ideal for entertaining or extended stays. Outdoors, the large deck becomes an extension of the home, offering the perfect space for dining, relaxing, or simply enjoying the peaceful sounds of nature that surround you. A shed provides additional storage for lake toys, tools, or recreational gear. The home is move-in ready, making it an easy transition into lake life. Sky Valley offers an exceptional four-season lifestyle. The community features three swimming platforms, a roped-off swimming area, picnic pavilions, docks with a designated jet ski area in a no-wake cove, and a stocked fishing pond that creates a true resort-like experience within a private community. Dock slips are assigned through the association, and while waiting for an assigned slip, residents enjoy the convenience of a private boat launch within the neighborhood. The location places you just minutes from Thousand Acres Golf Course and only about 20 minutes from Wisp Ski Resort, offering easy access to golf, skiing, snowmobiling, and endless outdoor recreation throughout all four seasons. Whether you are looking for a full-time residence, a vacation retreat, or an investment in the Deep Creek Lake lifestyle, this home delivers the perfect balance of comfort, community, and adventure in a setting that feels like a private mountain getaway. Call today!

Highlights

Listed by Laura C Newhall , 3016164126 Taylor-Made Deep Creek Sales , 3013874700. Bright MLS

Property Type

Residential

Lot/Acreage
0.49

HOA Fee

1068 Annually

Year Built

1988

County

Garrett

Neighborhood

Sky Valley

School District

Garrett County Public Schools

Listing ID

MDGA2011862

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Window Unit(s),Ceiling Fan(s)
Fireplaces:Wood,1 Fireplace
Above Ground Sq Ft:1040
Below Ground Sq Ft:1040
Basement:Fully Finished,Interior Access,Outside Entrance
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open
Water:Well

Exterior Features

Lot:Boat - Powered,Canoe/Kayak,Fishing Allowed,Swimming Allowed,Not New Construction,Horse Property: No
Zoning:R
Roof:Shingle
Others:
  • ▪ Additional:Outbuilding(s), Good, Boat Ramp, Common Grounds, Picnic Area, Water/Lake Privileges, Common Area Maintenance, Road Maintenance, Snow Removal, Trash
Sewer:Private Sewer
Parking Features:Gravel Driveway,Driveway
Principal Interest
$2,741
Taxes
$304
HOA
$1,068

Home Price

$514,900

Loan Details

30 yrs
7%

Down Payment

20%
$102,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,740.51

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,740.51 $304.17 $1,068.00 $4,112.68
Yearly $32,886.17 $3,650.00 $12,816.00 $49,352.17
Total $986,585.05 $109,500.00 $384,480.00 $1,480,565.05
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Swanton, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS