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sales rep | Brivity IDX

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524 Summit Dr , Swanton, MD 21561
$899,000
Est. Payment: $4,784.86/mo
5 Bed
4 Bath
4457 Sqft
2.3 Acres
Status: active under contract | Days on site: 49
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RLR1 - 124987
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House Description

Completely Remodeled & Modernized in 2026! Discover the perfect blend of modern luxury, thoughtful design, and private mountain living in Sky Valley at Deep Creek Lake. Set on two lots totaling 4.4 acres, this beautifully transformed home offers an exceptional floor plan with high-end updates throughout and plenty of room to relax, entertain, and enjoy the outdoors. Step inside to discover gorgeous new hardwood flooring, sophisticated finishes, and an inviting layout designed for today's lifestyle. The high-end kitchen is a true centerpiece, featuring premium finishes, abundant cabinetry, and a large island that provides the perfect gathering space. The spacious main-level primary suite offers a private retreat with an impressive updated bathroom and comfortable living space. One of the home's standout features is the large sunroom, offering a bright and peaceful space to enjoy the surrounding wooded setting year-round. A 2-car attached garage provides excellent convenience, while an additional third garage bay pull-in on the basement level offers valuable space for vehicles, recreational equipment, storage, or a workshop. The expansive 4.4-acre setting provides an exceptional sense of privacy while still placing you close to everything Deep Creek Lake has to offer. As a member of the Sky Valley community, you'll also enjoy access to a sandy beach and roped-in swimming area, community boat ramp, and community docks—making it easy to enjoy all the lake has to offer. With a complete 2026 renovation, impressive living spaces, abundant garage capacity, and a private acreage setting, this exceptional Sky Valley property is ready to enjoy from day one. *Home has 5 bedrooms on a 4 bedroom septic system. Upgrading the septic to a 5 bedroom system would require evaluation and permitting through Garrett County Health Department.*

Highlights

Listed by Justin D Liller , 3016168384 Railey Realty, Inc. , 3013872000. Bright MLS

Property Type

Residential

Lot/Acreage
2.3

HOA Fee

1603.85 Annually

Year Built

1985

County

Garrett

Neighborhood

Sky Valley

School District

Garrett County Public Schools

Listing ID

MDGA2012798

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:2 Fireplaces
Above Ground Sq Ft:3157
Below Ground Sq Ft:1300
Basement:Full,Interior Access,Outside Entrance,Partially Finished,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:5
Water:Well

Exterior Features

Lot:Additional Lot(s),Not New Construction,Horse Property: No
Garage Capacity:7
Zoning:R
Others:
  • ▪ Additional:Private Beach, Excellent, Boat Dock/Slip, Boat Ramp, Common Grounds, Pier/Dock, Common Area Maintenance, Pier/Dock Maintenance, Road Maintenance
Sewer:Septic < # of BR
Parking Features:Basement Garage,Garage - Front Entry,Driveway,Attached Garage,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$4,785
Taxes
$572
HOA
$1,604

Home Price

$899,000

Loan Details

30 yrs
7%

Down Payment

20%
$179,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,784.86

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,784.86 $571.92 $1,603.85 $6,960.62
Yearly $57,418.27 $6,863.00 $19,246.20 $83,527.47
Total $1,722,548.00 $205,890.00 $577,386.00 $2,505,824.00
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Swanton, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS