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14 Stilwater Dr , Swanton, MD 21561
$3,299,900
Est. Payment: $17,563.45/mo
8 Bed
9 Bath
8442 Sqft
0.75 Acres
Status: active | Days on site: 95
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RLR1 - 74131
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House Description

Luxury Lakefront wth a Dock Slip at Deep Creek Lake - Experience refined lake living at 14 Stillwater Drive, an exceptional modern home in the desirable Stillwater Community offering luxury, comfort, and spectacular lake views. On nearly 3/4 acres of lakefront mountain pasture, this 8-bed, 8.5 Bath boasts almost 9000 sq ft of finished living space. Inside, soaring ceilings and expansive windows fill the home with natural light, while a dramatic floor-to-ceiling stone fireplace creates a striking focal point in the main living area. The spacious open floor plan is ideal for both everyday living and entertaining, with a well-appointed gourmet kitchen, flowing seamlessly into the dining and great room. Indoor pool for year-round enjoyment. The lower level features a sprawling rec room with multiple game tables, wet-bar, and private theater room. 6 en suites with two overlooking the lake from their private balconies. Outside is the beautiful lakeside patio, the perfect place to relax, entertain, soak in the hot tub, or take in the peaceful surroundings and panoramic water views and abundant wildlife, including deer, beavers, turtles, geese, and eagles! Self-sufficient with a whole-house generator, several zoned HVAC system, and full water treatment complete with UV light. With the recently added sprinkler system, "Castle on the Cove" is rent-ready and sure to become one of Deep Creek Lake's premier vacation rentals. Combining timeless craftsmanship, resort-style amenities, and an unbeatable setting, this one-of-a-kind home offers an exceptional lifestyle inside and out. Don’t miss your chance to see this remarkable Deep Creek classic… Call today to schedule your private showing!

Highlights

Listed by Jonathan D Bell , 3015010735 Railey Realty, Inc. , 3013872000. Bright MLS

Property Type

Residential

Lot/Acreage
0.75

HOA Fee

400 Quarterly

Year Built

2012

County

Garrett

Neighborhood

Stilwater

School District

Garrett County Public Schools

Listing ID

MDGA2012490

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:8
  • ▪ Bathrooms:9
  • ▪ Full Bathrooms:8
  • ▪ 1/2 Bathrooms:1
Appliances:Exhaust Fan, Microwave, Oven/Range - Gas, Stainless Steel Appliances, Washer, Dryer
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:Stone,2 Fireplaces
Above Ground Sq Ft:6442
Below Ground Sq Ft:2000
Basement:Fully Finished
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Bathroom - Jetted Tub, Bathroom - Stall Shower, Ceiling Fan(s), Carpet, Dining Area, Kitchen - Island, Primary Bath(s), Recessed Lighting, Spiral Staircase, Upgraded Countertops, Wood Floors
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No,Waterfront
Zoning:R
Others:
  • ▪ Additional:Hot Tub
Sewer:Public Sewer
Parking Features:Driveway,Off Street
Principal Interest
$17,563
Taxes
$1,579
HOA
$400

Home Price

$3,299,900

Loan Details

30 yrs
7%

Down Payment

20%
$659,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$17,563.45

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $17,563.45 $1,578.50 $400.00 $19,541.95
Yearly $210,761.44 $18,942.00 $4,800.00 $234,503.44
Total $6,322,843.31 $568,260.00 $144,000.00 $7,035,103.31
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Swanton, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS