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sales rep | Brivity IDX

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495 White Oak Dr , Swanton, MD 21561
$725,000
Est. Payment: $3,858.75/mo
3 Bed
2 Bath
2448 Sqft
0.72 Acres
Status: active under contract | Days on site: 432
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TMDK1 - 8327
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House Description

Uncover the charm and rustic elegance of this lake access retreat, nestled in the serene area of Beckmans Peninsula. This barely used contemporary cottage sits up high on a dead-end road with seasonal, filtered lake views. The 20’ of lakefront and Type A dock across the street is shared with the neighbor and provides great access to Deep Creek Lake in a wonderful cove. Boasting a beautiful kitchen with poured concrete countertops, luxury vinyl flooring, two fireplaces and a great loft area. The open floorplan is ideal for entertaining family and friends. The exterior area is very well thought out, offering two covered decks, a hot tub, and a gazebo. With .72 acres and two lots, there is ample space for kids and pets to play outdoors. The location is also just 3 miles to the DCL State Park, and 10 minutes to Wisp Ski Resort. Call today to preview this great home!

Highlights

Listed by Elizabeth S Spiker Holcomb , 3016165022 Taylor-Made Deep Creek Sales , 3013874700. Bright MLS

Property Type

Residential

Lot/Acreage
0.72

Year Built

2017

County

Garrett

Neighborhood

White Oak

School District

Garrett County Public Schools

Listing ID

MDGA2010280

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:Stone,2 Fireplaces
Floor:Ceramic Tile,Carpet,Luxury Vinyl Tile
Above Ground Sq Ft:2448
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Entry Level Bedroom, Floor Plan - Open
Water:Well

Exterior Features

Lot:Backs to Trees,Not New Construction,Horse Property: No
Zoning:R
Roof:Shingle
Others:
  • ▪ Additional:Hot Tub, Excellent
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$3,859
Taxes
$341

Home Price

$725,000

Loan Details

30 yrs
7%

Down Payment

20%
$145,000
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Monthly Price:
$3,858.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,858.75 $341.17 $0.00 $4,199.92
Yearly $46,305.05 $4,094.00 $0.00 $50,399.05
Total $1,389,151.61 $122,820.00 $0.00 $1,511,971.61
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Swanton, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS