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44971 Shore Dr , Tall Timbers, MD 20690
$394,900
Est. Payment: $2,101.82/mo
4 Bed
3 Bath
2280 Sqft
0.69 Acres
Status: active under contract | Days on site: 62
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REKL1 - 3299407
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House Description

Where else will you find a completely renovated home at this price? With room for everyone, all on one level this spacious 4-bedroom, 3-full-bath home offers 2,280 square feet of thoughtfully updated living space on a generous 30,000-square-foot lot in the water-oriented community of Tall Timbers. Step inside to soaring vaulted ceilings and a bright, open main living space where refinished hardwood floors add warmth and character. The beautifully renovated kitchen features sparkling quartz countertops, stainless steel appliances, updated cabinetry and lighting, plus a built-in coffee or wine bar perfect for morning routines or evening entertaining. Just off the kitchen, a second living space offers valuable flexibility as a home office, playroom, den, or additional gathering space. The floor plan is especially well suited for a growing or multigenerational household, with FOUR bedrooms and THREE full baths—including two bedrooms with their own private en-suite bathrooms. Whether creating a second primary suite for parents or extended family, a private guest retreat, or simply giving everyone a little more space, this home offers options that are hard to find in a one-level layout. The extensive 2026 renovation includes a new roof, six new windows, completely renovated kitchen and bathrooms, new flooring and lighting, refinished hardwood floors, and refreshed front and rear decks. Outside, the large lot provides plenty of room to enjoy the outdoors, while the existing shed offers additional storage and conveys as-is. And then there's the location. Water is quite literally just across the street, giving this tucked-away Tall Timbers setting the unmistakable feel of Southern Maryland coastal living. Take a stroll through the neighborhood for views of the surrounding waterways or head minutes down the road to local water access and nearby Piney Point, where you'll find Potomac River views, a waterfront park, pier, boardwalk, kayak launch, and historic lighthouse. With public utilities, no HOA and generous living space this beautifully renovated home offers room to grow, room to gather, and a location that lets you enjoy life at the water without the waterfront price tag. Want to see a house that actually looks like the photos? Well you've found the one! *BUYER INCENTIVE! Seller is offering a credit toward an interest rate buydown to help lower your monthly mortgage payment.* Available with an acceptable offer, subject to lender approval and loan program guidelines. Contact the listing agent for details.

Highlights

Listed by Emily M Watts , 2404166094 Real Broker, LLC , 8554500442. Bright MLS

Property Type

Residential

Lot/Acreage
0.69

Year Built

1995

County

Saint Marys

Neighborhood

Sheehans

School District

St. Mary's County Public Schools

Listing ID

MDSM2033274

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:2280
Other:
  • ▪ Main Floor Bedrooms:4
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:6
Zoning:RL
Sewer:Public Sewer
Parking Features:Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,102
Taxes
$178

Home Price

$394,900

Loan Details

30 yrs
7%

Down Payment

20%
$78,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,101.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,101.82 $177.67 $0.00 $2,279.49
Yearly $25,221.88 $2,132.00 $0.00 $27,353.88
Total $756,656.51 $63,960.00 $0.00 $820,616.51
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Tall Timbers, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS