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4957 Bar Neck Rd , Tilghman, MD 21671
$693,900
Est. Payment: $3,810.27/mo
3 Bed
3 Bath
2776 Sqft
2 Acres
Status: active | Days on site: 22
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COMPS15 - 3317220
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House Description

BE SURE TO WATCH THE VIDEO TOUR TO EXPERIENCE THE PROPERTY AND SETTING. Privacy, a gunite pool, and two acres on Tilghman Island, just 12 miles from St. Michaels. A long, crepe myrtle-lined driveway leads to 4957 Bar Neck Road, surrounded by mature landscaping and expansive lawn with no HOA. The property offers flexibility as a full-time residence, weekend retreat, or potential income-producing short-term rental. Two leaded-glass doors provide separate entrances. The main entrance opens to the foyer, while the second leads to the breezeway and laundry area with a utility sink, storage, and access to a full bath. The main level features hardwood floors, a parlor with built-ins, formal dining room, and family room centered around a wood-burning fireplace. Exposed brick from the fireplace extends upward along the staircase to the second floor, adding warmth and architectural character. Sliding glass doors open directly to the deck, patio, and pool. The kitchen includes granite countertops, stainless steel appliances, light wood cabinetry, and a breakfast bar. Upstairs are three bedrooms, including a spacious primary suite with generous storage and an en-suite bath. A closet-lined passage leads from the bedroom to the bath, which features an oversized jetted tub, double vanity, and abundant natural light. An expansive finished bonus room adds another dimension to the home, with a wood-clad vaulted ceiling, built-in workspace and storage, and a separate mini-split. The space offers tremendous flexibility as an office, den, studio, recreation room, or additional retreat. Outside, the in-ground gunite pool anchors a private outdoor living area surrounded by two acres of open lawn and mature landscaping. A deck, patio, pergola, fire pit, and multiple gathering areas provide plenty of room for relaxing and entertaining. An oversized two-car garage provides additional parking and storage. Improvements include a newer roof, AZEK front decking and steps with vinyl railings, encapsulated crawlspace with concrete floor, tankless water heater, Bosch heating system, and updated primary bath. The home also features two security systems, fire and carbon monoxide detection, and a custom exterior camera system. The property is not located in a flood zone. With two acres, privacy, a gunite pool, generous indoor and outdoor living spaces, and no HOA, 4957 Bar Neck Road offers a distinctive opportunity for year-round living, a second home, or potential short-term rental near St. Michaels and the Chesapeake Bay.

Highlights

Listed by Angela Pellerano Simonelli , 4102000414 Compass , 4104297425. Bright MLS

Property Type

Residential

Lot/Acreage
2

Year Built

1999

County

Talbot

Neighborhood

Cove Point Farm

School District

Talbot County Public Schools

Listing ID

MDTA2015464

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Dryer - Electric, Extra Refrigerator/Freezer, Microwave, Oven - Single, Refrigerator, Washer
Air Cond:Central A/C,Ductless/Mini-Split
Fireplaces:Wood,Fireplace - Glass Doors,1 Fireplace
Floor:Carpet,Ceramic Tile,Hardwood
Above Ground Sq Ft:2776
Other:
  • ▪ Additional:Bathroom - Jetted Tub, Crown Moldings, Combination Kitchen/Living, Formal/Separate Dining Room, Wood Floors
Water:Well

Exterior Features

Lot:Landscaping,Cleared,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:RESIDENTIAL
Roof:Architectural Shingle
Others:
  • ▪ Additional:Outbuilding(s), Excellent
Sewer:Septic Exists
Parking Features:Gravel Driveway,Additional Storage Area,Garage - Side Entry,Garage Door Opener,Attached Garage,Driveway,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Sunday 10:00 am - 12:00 pm Nov 15
Principal Interest
$3,810
Taxes
$338

Home Price

$693,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$138,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,810.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,810.27 $338.08 $0.00 $4,148.35
Yearly $45,723.23 $4,057.00 $0.00 $49,780.23
Total $1,371,696.98 $121,710.00 $0.00 $1,493,406.98
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Tilghman, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T03:13:49.000Z

© 2026 Bright MLS