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sales rep | Brivity IDX

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21477 Island Club Rd , Tilghman, MD 21671
$895,000
Est. Payment: $4,914.53/mo
4 Bed
3 Bath
3040 Sqft
0.58 Acres
Status: active | Days on site: 72
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TTRS12 - 109553
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House Description

Price reduced SIGNIFICANTLY!! Beautiful views of Harris Creek and the Choptank River beyond provide a stunning backdrop for this beautifully maintained home in the established community of Tilghman on Chesapeake. A welcoming front porch framed by mature landscaping and colorful gardens leads into a bright, light-filled interior featuring soaring two-story ceilings, hardwood floors, crown moldings, and abundant natural light. Designed for both everyday living and entertaining, the gourmet kitchen opens to a spacious family room with a gas fireplace, breakfast area, and inviting sunroom. The adjoining rear deck, complete with a hot tub, provides a wonderful setting for outdoor entertaining while overlooking the beautifully landscaped grounds and tranquil water views. The main level also includes gracious formal living and dining rooms, as well as a private office. The upper level overlooks the family room below and features a spacious primary suite with a private balcony and luxurious ensuite bath with a jetted tub and walk-in shower. Three additional bedrooms—one currently used as a library—share a full hall bath. An attached two-car garage provides convenient parking and storage. Residents of Tilghman on Chesapeake enjoy an exceptional array of amenities, including a waterfront clubhouse, swimming pool, picnic area, community pier, and private boat slips available for lease, offering residents an ideal opportunity to enjoy the waterfront lifestyle of Maryland’s Eastern Shore.

Highlights

Listed by Laura H Carney , 4103103307 TTR Sotheby's International Realty , 4106733344. Bright MLS

Property Type

Residential

Lot/Acreage
0.58

HOA Fee

2444 Annually

Year Built

2000

County

Talbot

Neighborhood

Tilghman On Chesapeake

School District

Talbot County Public Schools

Listing ID

MDTA2014718

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:1 Fireplace
Floor:Ceramic Tile,Hardwood,Carpet
Above Ground Sq Ft:3040
Other:
  • ▪ Additional:Attic, Bathroom - Jetted Tub, Bathroom - Stall Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Dining/Living, Crown Moldings, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Skylight(s), Upgraded Countertops, Walk-in Closet(s), Wood Floors
Water:Private,Well

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R
Roof:Shingle
Others:
  • ▪ Additional:Awning(s), Extensive Hardscape, Exterior Lighting, Hot Tub, Excellent, Boat Dock/Slip, Club House, Common Grounds, Pier/Dock, Pool - Outdoor, Swimming Pool, Common Area Maintenance, Reserve Funds, Pool(s), Snow Removal
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Inside Access,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$4,915
Taxes
$258
HOA
$2,444

Home Price

$895,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$179,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,914.53

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,914.53 $258.00 $2,444.00 $7,616.53
Yearly $58,974.34 $3,096.00 $29,328.00 $91,398.34
Total $1,769,230.15 $92,880.00 $879,840.00 $2,741,950.15
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Tilghman, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T09:11:29.000Z

© 2026 Bright MLS