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34 Lacosta Ct , Towson, MD 21204
$499,000
Est. Payment: $2,655.89/mo
4 Bed
4 Bath
2685 Sqft
0.13 Acres
Status: active | Days on site: 71
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MONUM6 - 3087007
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House Description

An exceptional opportunity in desirable Ruxton Crossing! Offering approximately 2,685 square feet of beautifully updated living space, this rarely available end-of-group townhouse delivers the space, location, and lifestyle today’s buyers are looking for—all for under $500,000! One of the greatest advantages of living in Ruxton Crossing is the incredible value. Enjoy a wonderful community with a pool, tennis courts, and tot lots, without the expense of seasonal pool memberships or the added cost of private school tuition. Located in an area known for its highly regarded public schools, this is an opportunity to enjoy so much more for your money. The home itself offers four bedrooms, 3.5 baths, hardwood floors, brand-new carpeting, fresh paint throughout, and professionally landscaped grounds. The updated kitchen features granite countertops, stainless steel appliances, and a new refrigerator (2026), with sliding doors leading to a private wraparound deck with awning overlooking a peaceful stream and wooded setting. The inviting main level features a formal dining room, spacious living area, crown molding, and recessed lighting. The fully finished lower level adds tremendous flexibility, with a fourth bedroom, full bath, recreation area, wood-burning fireplace, and wet bar—perfect for entertaining, guests, working from home, or simply having the extra room everyone appreciates. Major updates include HVAC/heat pump (2023), washer and dryer (2025), hot water heater (2026), and refrigerator (2026). A dedicated parking space adds even more convenience. Ruxton Crossing offers an established community lifestyle with a pool, tennis courts, and tot lots, while the HOA covers roof, water, cable, lawn maintenance, snow removal, and trash collection. New HardiePlank siding is scheduled for installation in 2027. Space, convenience, community, and an outstanding location—all at a price point that is increasingly hard to find. Whether you’re looking for room to grow, space to entertain, a place to downsize without sacrificing square footage, or simply an incredible value in 21204, this home offers something for everyone. Come see what makes Ruxton Crossing such a wonderful place to call home!

Highlights

Listed by Caroline B Evans , 4437916159 Monument Sotheby's International Realty , 4439063840. Bright MLS

Property Type

Townhome

Lot/Acreage
0.13

HOA Fee

404 Monthly

Year Built

1985

County

Baltimore

Neighborhood

Ruxton Crossing

School District

Baltimore County Public Schools

Listing ID

MDBC2173464

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:1 Fireplace
Floor:Hardwood,Carpet,Ceramic Tile
Above Ground Sq Ft:2060
Below Ground Sq Ft:625
Basement:Fully Finished,Outside Entrance,Rear Entrance
Other:
  • ▪ Additional:Carpet, Dining Area, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Wet/Dry Bar, Wood Floors, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:1
Zoning:R
Roof:Architectural Shingle
Others:
  • ▪ Additional:Pool - Outdoor, Tennis Courts, Tot Lots/Playground, Cable TV, Common Area Maintenance, Lawn Maintenance, Management, Pool(s), Reserve Funds, Road Maintenance, Snow Removal, Trash, Water
Sewer:Public Sewer
Parking Features:Assigned,Parking Lot,1+ Spaces
Principal Interest
$2,656
Taxes
$392
HOA
$404

Home Price

$499,000

Loan Details

30 yrs
7%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,655.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,655.89 $391.58 $404.00 $3,451.47
Yearly $31,870.65 $4,699.00 $4,848.00 $41,417.65
Total $956,119.52 $140,970.00 $145,440.00 $1,242,529.52
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Towson, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS