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8604 Klemko Way , Waldorf, MD 20603
$625,000
Est. Payment: $3,326.51/mo
4 Bed
4 Bath
2816 Sqft
0.21 Acres
Status: active | Days on site: 22
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KWR8 - 3367656
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House Description

SAVE APPROXIMATELY $372.73/MONTH ON YOUR MORTGAGE FOR THE FIRST YEAR! Take advantage of an exclusive 1% temporary interest rate buydown, paid for by EmpowerHome Mortgage! That’s approximately $4,472.76 in first-year savings! No cost to the buyer or seller for the buydown. PLUS, ask about our complimentary refinance opportunity! Available to qualified buyers financing through EmpowerHome Mortgage, LLC NMLS# 2018277. Terms and conditions apply. Buyers are free to use any lender. A welcoming front porch, comfortable bedrooms, flexible basement space, and an attached garage give this Waldorf home the space and functionality to make everyday living easier. Enjoy quiet mornings or time outdoors on the front porch, dedicated bedroom spaces to unwind, and a basement that adds valuable room for entertaining, hobbies, a home office, recreation, or storage. The attached garage provides convenient parking, extra storage, and a designated place for an EV charger, adding flexibility for electric vehicle owners. The location keeps everyday conveniences within reach, with shopping, dining, services, and recreation throughout Waldorf and St. Charles, including St. Charles Towne Center. Access to US-301, MD-5, and St. Charles Parkway provides connections throughout Southern Maryland and toward the Washington, D.C. region, with commuter bus and Park & Ride options adding another way to get around. More room to live, flexible spaces that can adapt to your needs, and convenient access to the places you need to go. Photos may be virtually staged

Highlights

Listed by Amira Gomma Ali , 3014855656 Keller Williams Realty , 7036791700. Bright MLS

Property Type

Residential

Lot/Acreage
0.21

HOA Fee

100 Monthly

Year Built

2022

County

Charles

Neighborhood

Bensville Crossing

School District

Charles County Public Schools

Listing ID

MDCH2059248

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave, Icemaker, Refrigerator, Stove, Oven - Wall
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:2816
Basement:Unfinished
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:RL
Sewer:Public Sewer
Parking Features:Garage Door Opener,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$3,327
Taxes
$641
HOA
$100

Home Price

$625,000

Loan Details

30 yrs
7%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,326.51

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,326.51 $640.92 $100.00 $4,067.43
Yearly $39,918.15 $7,691.00 $1,200.00 $48,809.15
Total $1,197,544.49 $230,730.00 $36,000.00 $1,464,274.49
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Waldorf, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS