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2319 Butte Pl , Waldorf, MD 20603
$399,900
Est. Payment: $2,128.44/mo
3 Bed
4 Bath
1972 Sqft
0.04 Acres
Status: active | Days on site: 57
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LNG136 - 3051298
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House Description

RARE FIND! 2.87% FHA ASSUMABLE MORTGAGE + BRAND-NEW ROOF INSTALLED OCTOBER 2026! Why settle for today's higher mortgage rates when you could potentially take advantage of an exceptionally low 2.87% interest rate? This beautifully maintained and thoughtfully updated townhome offers qualified buyers a unique opportunity to assume the seller's existing FHA mortgage, subject to lender approval and applicable FHA requirements. Combine this attractive financing opportunity with a BRAND-NEW ROOF, nearly 2,000 square feet of finished living space, and numerous thoughtful updates, and you have a home that truly stands out from the competition! Located in the desirable North Point High School district, this spacious three-level townhome features 3 bedrooms, 3.5 bathrooms, a fully finished walk-out basement, and a private backyard with a custom patio—offering the perfect combination of comfort, functionality, and value. Step inside to discover a bright and spacious living room showcasing gleaming hardwood floors and a custom gas fireplace that creates a warm and inviting atmosphere. The updated kitchen features granite countertops, stainless steel appliances, ceramic tile flooring, and stylish lighting, while decorative chandeliers add an elegant touch to the kitchen and dining areas. Durable luxury vinyl plank flooring enhances two bedrooms, two bathrooms, and the laundry room, while the third bedroom features comfortable Berber carpeting. LED stairwell lighting adds a modern touch. The versatile finished walk-out lower level offers incredible flexibility—perfect for a recreation room, home office, guest retreat, exercise space, or potential fourth bedroom. Step outside to enjoy the custom patio surrounded by lush greenery, an inviting setting for morning coffee, relaxing evenings, or entertaining family and friends. MAJOR UPDATES = ADDED PEACE OF MIND! In addition to the BRAND-NEW ROOF installed in October 2026, the HVAC system was replaced in 2018, providing valuable improvements for the next homeowner. Conveniently located near shopping, dining, entertainment, and major commuter routes, with easy access to National Harbor and nearby military installations, this home offers comfortable living with everyday convenience. DON'T MISS THIS UNIQUE OPPORTUNITY! A move-in-ready home, a brand-new roof, and the potential to assume an FHA mortgage at just 2.87%—a combination that's hard to find! Whether you're searching for your next home or exploring ways to make homeownership more affordable, this property deserves a closer look. Schedule your private showing TODAY and ask about the FHA assumable mortgage opportunity! Loan assumption is subject to lender approval, buyer qualification, and applicable FHA requirements. Additional financing details are available upon request.

Highlights

Listed by Rashi Garg , 3016530714 Long & Foster Real Estate, Inc. , 3018433600. Bright MLS

Property Type

Townhome

Lot/Acreage
0.04

HOA Fee

100 Monthly

Year Built

1998

County

Charles

Neighborhood

Berry Valley

School District

Charles County Public Schools

Listing ID

MDCH2059138

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Refrigerator, Microwave, Oven/Range - Electric
Air Cond:Central A/C
Fireplaces:1 Fireplace
Floor:Carpet,Hardwood
Above Ground Sq Ft:1372
Below Ground Sq Ft:600
Basement:Daylight,Full,Fully Finished,Rear Entrance,Walkout Level
Other:
  • ▪ Additional:Attic, Kitchen - Table Space, Dining Area, Primary Bath(s), Wood Floors, Floor Plan - Open, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Backs to Trees,Landscaping,Trees/Wooded,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:MX
Roof:Shingle
Others:
  • ▪ Additional:Sidewalks, Street Lights, Jog/Walk Path, Common Area Maintenance, Trash
Sewer:Public Sewer
Parking Features:Assigned,On Street,2+ Spaces,1+ Spaces
Principal Interest
$2,128
Taxes
$169
HOA
$100

Home Price

$399,900

Loan Details

30 yrs
7%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,128.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,128.44 $168.75 $100.00 $2,397.19
Yearly $25,541.23 $2,025.00 $1,200.00 $28,766.23
Total $766,236.87 $60,750.00 $36,000.00 $862,986.87
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Waldorf, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS