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3109 Lady Banks Ln , Waldorf, MD 20603
$550,000
Est. Payment: $3,020.10/mo
3 Bed
3 Bath
2534 Sqft
0.16 Acres
Status: active | Days on site: 18
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LNG136 - 9002
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House Description

3109 Lady Banks Lane is a home that speaks for itself. It is set on the corner of Shadow Park Court and Lady Banks Lane on .16 acre of land. Fron the very point of entry stepping into the foyer is inviting. Instantly one is immediately drawn to the beautiful cathedral ceiling with slightly curved stairs meeting you at the entryway. This home is filled with radiant light from the 22 windows on the first floor including bathroom and garage that fills the premise with sunshine and warmth. Leaving the entryway, you are invited into a lovely dining room with a beautiful bay window and 5-light-windows and a 9-foot ceiling. Adjacent to the dining room is a moderately sized family room with a cut out that views into the dining room with 4 windows that radiate light into the kitchen area with a 15-foot ceiling and recessed lighting. The morning room or eating area makes a lovely setting for any meal and is warm and inviting with 3 moderately sized windows and a glass sliding door that makes it a cozy station. On the main floor there are 2 graciously sized bedrooms that comfortably accommodates king-size beds. The guest room is lighted by 2 main windows and a Clerestory window with an adjoining full bathroom for private use and guest. The master suite is nestled at the rear of the home with 5 sun lite windows with a 15-foot ceiling and with a fan to provide extra comfort while sleeping and a lovely ensuite with a private area. Exiting the master suite and 2 walk-in closets to the right is a spacious laundry room with a washer and dryer and shelving for storage and the utility room. Off the laundry room is an entry door leading to a very generous 2 car garage. Upstairs you are greeted by a very generous closet for shoe lovers or sheets and linens. There is a spacious loft for entertainment, office space, exercise room or whatever is your choosing with a cut out that looks down over the family room, and the kitchen area. The 3rd bedroom is very spacious and comfortably hugs a king-sized bed without apology with 2 windows that overlook the community and an ample sized walk-in closet with an adjoining full bath. Stepping out of the 3rd bedroom to the right is the utility closet with an expansively L shaped walk-in closet with considerable shelving above and beneath the racks. This 3 bedroom and 3 bath home is a wonderful place for seniors to reside, to make new friends, join in with the community activities and other seniors that have similar dreams and aspirations. This home will not disappoint. We are waiting for you. Outside, the property is situated on a desirable corner lot, providing ample outdoor space for gardening or leisurely strolls. The attached two-car garage and asphalt driveway ensure easy access and parking for you and your guests. The community amenities are truly exceptional, featuring both indoor and outdoor pools, a well-equipped exercise room, and a welcoming community center that fosters social connections. Residents can indulge in a variety of activities, from game nights in the party room to leisurely afternoons by the pool. The association fee includes lawn maintenance, snow removal, and trash services, allowing you to enjoy a low-maintenance lifestyle. This home is not just a residence; it's a gateway to an exclusive lifestyle filled with comfort, community, and convenience. Experience the perfect blend of luxury and leisure in this remarkable senior community, where every day feels like a retreat.

Highlights

Listed by James L Loving Jr. , 3018483020 Long & Foster Real Estate, Inc. , 3018433600. Bright MLS

Property Type

Residential

Lot/Acreage
0.16

HOA Fee

265 Monthly

Year Built

2008

County

Charles

Neighborhood

Central Parke Colonial Charles

School District

Charles County Public Schools

Listing ID

MDCH2060586

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven - Self Cleaning, Range Hood, Refrigerator, Washer, Water Heater, Built-In Microwave, Icemaker, Oven - Wall
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Gas/Propane,Fireplace - Glass Doors,Mantel(s),1 Fireplace
Floor:Carpet
Above Ground Sq Ft:2534
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Kitchen - Gourmet, Dining Area, Breakfast Area, Kitchen - Eat-In, Primary Bath(s), Entry Level Bedroom, Recessed Lighting, Floor Plan - Open, Sprinkler System, Carpet, Ceiling Fan(s), Family Room Off Kitchen, Kitchen - Island, Walk-in Closet(s), Case by Case Basis, Pets Allowed
Water:Public

Exterior Features

Lot:Corner,Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:PRD
Roof:Asphalt,Composite
Others:
  • ▪ Additional:Satellite Dish, Excellent, Community Center, Exercise Room, Pool - Indoor, Pool - Outdoor, Retirement Community, Game Room, Party Room, Lawn Maintenance, Snow Removal, Pool(s), Trash
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Garage - Front Entry,Garage Door Opener,Driveway,Attached Garage,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,020
Taxes
$477
HOA
$265

Home Price

$550,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,020.10

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,020.10 $476.50 $265.00 $3,761.60
Yearly $36,241.21 $5,718.00 $3,180.00 $45,139.21
Total $1,087,236.40 $171,540.00 $95,400.00 $1,354,176.40
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Waldorf, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS