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4508 Ladybug , Waldorf, MD 20602
$409,900
Est. Payment: $2,181.66/mo
3 Bed
3 Bath
2059 Sqft
0.37 Acres
Status: active | Days on site: 58
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House Description

NO HOA + NEW ROOF + NEW HVAC + NEW APPLIANCES + 2-CAR GARAGE + 3 FULL BATHS + FINISHED WALK-OUT LOWER LEVEL! Welcome to 4508 Ladybug Place, an all-brick home offering a versatile floor plan, two-car garage, and a spacious .37 Acre CORNER LOT. Recent improvements include a NEW ROOF, NEW HVAC SYSTEM, and NEW STAINLESS STEEL KITCHEN APPLIANCES—three significant upgrades that add comfort, efficiency, and peace of mind for the next owner. The main level features a bright living room, separate dining area, and spacious eat-in kitchen with new stainless steel appliances and plenty of room for casual dining. Three bedrooms include a generous primary suite with two closets and a private full bath. The finished walkout lower level provides an impressive amount of additional living space, highlighted by a large recreation room with a brick fireplace and wood-stove insert. With a full bath on this level, the space offers tremendous flexibility for a family room, home office, gym, guest area, entertaining, with space for a future/potential 4th bedroom. Outside, the sizable lot provides room to relax, garden, entertain, or simply enjoy a little extra space. The large detached shed has electricity, making it the perfect space for a workshop, home gym, or office. An attached two-car garage and ample driveway parking add everyday convenience. With its all-brick construction, substantial recent improvements, finished lower level, two-car garage, generous lot, and NO HOA, this home offers an appealing combination that's increasingly hard to find. Conveniently located near Waldorf's shopping, dining, recreation, and major commuter routes. 4508 Ladybug Place is ready for its next chapter—come take a look!

Highlights

Listed by Christopher M Coppola , 7816968130 Compass , 2023866330. Bright MLS

Property Type

Residential

Lot/Acreage
0.37

Year Built

1974

County

Charles

Neighborhood

Charles County Gardens

School District

Charles County Public Schools

Listing ID

MDCH2059424

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Built-In Microwave, Dishwasher, Dryer, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Air Cond:Central A/C
Fireplaces:Brick,Wood,1 Fireplace
Above Ground Sq Ft:1479
Below Ground Sq Ft:580
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Breakfast Area, Ceiling Fan(s), Dining Area, Formal/Separate Dining Room, Kitchen - Table Space, Primary Bath(s), Stove - Wood, Walk-in Closet(s), Water Treat System
Water:Well-Shared,Private/Community Water

Exterior Features

Lot:Corner,Front Yard,Rear Yard,SideYard(s),Not New Construction,Horse Property: No
Garage Capacity:6
Zoning:RC
Others:
  • ▪ Additional:Outbuilding(s), Secure Storage
Sewer:Septic Exists
Parking Features:Asphalt Driveway,Garage - Rear Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,182
Taxes
$427

Home Price

$409,900

Loan Details

30 yrs
7%

Down Payment

20%
$81,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,181.66

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,181.66 $426.83 $0.00 $2,608.49
Yearly $26,179.92 $5,122.00 $0.00 $31,301.92
Total $785,397.58 $153,660.00 $0.00 $939,057.58
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Waldorf, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS