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7875 Fern Hill St , Waldorf, MD 20603
$598,888
Est. Payment: $3,288.55/mo
5 Bed
4 Bath
4308 Sqft
0.28 Acres
Status: active | Days on site: 61
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LPT7 - 3027913
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House Description

Nestled in the prestigious Settle Woods subdivision, this exquisite Colonial home offers a harmonious blend of luxury and comfort. The property boasts an impressive 4,368 square feet of thoughtfully designed living space, perfect for both entertaining and everyday life. Step inside to discover an inviting open floor plan that seamlessly connects the family room to the gourmet kitchen, featuring a spacious island and high-end appliances, including a double wall oven and a down-draft cooktop. The warm wood floors and elegant bay windows create a cozy ambiance, while the fireplace with a classic mantel serves as a stunning focal point in the family room. The home features five generously sized bedrooms and three and a half bathrooms, including a luxurious primary suite with a beautifully appointed bath. Enjoy casual meals in the charming breakfast area or host dinner parties in the formal dining room, all designed to enhance your lifestyle. Set on a desirable corner lot of 0.28 acres, the property offers ample outdoor space for relaxation and recreation. The side-entry attached garage provides convenience and curb appeal, while the surrounding neighborhood invites leisurely strolls and a sense of community. This home is not just a residence; it's a lifestyle choice, offering the perfect blend of elegance, comfort, and modern amenities. Experience the best of suburban living in this remarkable property.

Highlights

Listed by TERENCE S KING , 2024385055 LPT Realty, LLC , 8773662213. Bright MLS

Property Type

Residential

Lot/Acreage
0.28

HOA Fee

70 Annually

Year Built

2002

County

Charles

Neighborhood

Settle Woods

School District

Charles County Public Schools

Listing ID

MDCH2058216

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop - Down Draft, Dishwasher, Disposal, Exhaust Fan, Microwave, Oven - Double, Oven - Wall, Oven/Range - Electric, Stove
Air Cond:Central A/C
Fireplaces:Mantel(s),1 Fireplace
Above Ground Sq Ft:3008
Below Ground Sq Ft:1300
Basement:Fully Finished
Other:
  • ▪ Additional:Breakfast Area, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Country, Kitchen - Island, Primary Bath(s), Wood Floors
Water:Public

Exterior Features

Lot:Corner,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:WCD
Roof:Fiberglass
Others:
  • ▪ Additional:Insurance
Sewer:Public Sewer
Parking Features:Garage - Side Entry,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$3,289
Taxes
$575
HOA
$70

Home Price

$598,888

Loan Details

30 yrs
7.312%

Down Payment

20%
$119,778
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,288.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,288.55 $574.58 $70.00 $3,933.13
Yearly $39,462.60 $6,895.00 $840.00 $47,197.60
Total $1,183,877.88 $206,850.00 $25,200.00 $1,415,927.88
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Waldorf, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS