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4523 Ratcliff Place 38-k , Waldorf, MD 20602
$234,900
Est. Payment: $1,289.86/mo
3 Bed
3 Bath
1350 Sqft
Status: active | Days on site: 36
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PSTH1 - 145664
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IDX Support
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House Description

Welcome home to this beautifully refreshed 3-bedroom, 2.5-bath condo offering approximately 1,350 square feet of comfortable living space! Fresh paint and LVP flooring create a bright, inviting atmosphere throughout the main level. The spacious family room features a cozy fireplace, perfect for relaxing or entertaining, while the separate dining room provides the ideal setting for everyday meals and special gatherings. The kitchen offers convenient access to the main living areas, and a versatile bonus room on the first floor provides additional space for a home office, playroom, or flex space. Upstairs, you'll find three bedrooms and two full bathrooms, including a spacious owner's suite with a private en-suite bath. Enjoy the benefits of a fantastic community featuring a swimming pool and yard maintenance included in the condo fee, making it easy to enjoy a low-maintenance lifestyle. Conveniently located in Waldorf, this home offers comfortable living, flexible space, and community amenities you'll love. Don't miss this opportunity to make it yours! VA and Conventional Loans Only, No FHA.
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Highlights

Listed by Boyd Grainger , 3016436446 Pearson Smith Realty, LLC , 5713861075. Bright MLS

Property Type

Condo

Year Built

1977

County

Charles

 Neighborhood

Somerset Sub

 School District

Charles County Public Schools

Listing ID

MDCH2059830

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Above Ground Sq Ft:1350
Other:
  • ▪ Additional:Case by Case Basis, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:PUD
Others:
  • ▪ Additional:Pool - Outdoor, Tennis Courts, Tot Lots/Playground, Common Area Maintenance, Lawn Maintenance, Pool(s), Snow Removal, Trash
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,290
Taxes
$235

Home Price

$234,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$46,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,289.86

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,289.86 $235.25 $435.00 $1,960.11
Yearly $15,478.29 $2,823.00 $5,220.00 $23,521.29
Total $464,348.78 $84,690.00 $156,600.00 $705,638.78
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Waldorf, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T03:13:49.000Z

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