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11872 Sidd Finch St , Waldorf, MD 20602
$629,999
Est. Payment: $3,459.38/mo
5 Bed
4 Bath
3202 Sqft
0.15 Acres
Status: active | Days on site: 36
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House Description

*VA ASSUMABLE LOAN at an attractive 5.49% interest rate for qualified buyers, subject to lender/servicer approval and VA assumption requirements** Welcome home to this beautifully updated 4-bedroom w/potential 5th bdrm, 3.5-bath home offering over 3,400 sq. ft. of finished living space in the sought-after Fieldside community of St. Charles! From the moment you arrive, you'll appreciate the spacious two-car garage, generous driveway, and inviting entrance. Step inside to a stunning foyer with a flexible front room that's perfect for a home office, sitting room, or additional entertaining space. The freshly painted, open-concept main level flows seamlessly into the spacious family room, where a gorgeous stone-wall fireplace creates an impressive focal point. The family room opens to the chef-inspired kitchen featuring a large granite island with bar seating, a newer Samsung Bespoke 4-door French Door refrigerator, newer gas range with center griddle, abundant cabinetry, and plenty of space for gathering and entertaining. Upstairs, you'll find four generously sized bedrooms and the convenience of an upper-level laundry room. The spacious primary suite features a beautifully remodeled, spa-inspired bathroom highlighted by an incredible 8-foot shower with three showerheads and multiple spray options. A second full bathroom serves the additional bedrooms. The fully finished basement offers exceptional flexibility with a spacious possible fifth bedroom, full bathroom, bonus area ideal for an office or flex space, and an additional living area featuring an electric fireplace—perfect for guests, extended household needs, recreation, or working from home. Outside, enjoy a fully fenced backyard and beautiful patio ready for cookouts, entertaining, pets, or simply relaxing outdoors. Located in Fieldside at St. Charles and just minutes from Regency Furniture Stadium, shopping, dining, commuter routes, and area amenities, this home offers an incredible combination of space, upgrades, comfort, and convenience. Get to the National Harbor, Washington DC & Virginia all within 1 hour!! With over 3,400 sq. ft. of finished living space, four bedrooms, multiple living areas, a finished basement, fenced backyard, and thoughtful upgrades throughout, this is one you won't want to miss. Schedule your private tour today! *Some photos have been AI-generated - Those photos are notated in the listing*

Highlights

Listed by Diana T Divver , 3017522690 Real Broker, LLC , 8554500442. Bright MLS

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

725 Annually

Year Built

2014

County

Charles

Neighborhood

St Charles Sub - Fieldside

School District

Charles County Public Schools

Listing ID

MDCH2059734

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer, ENERGY STAR Refrigerator, Extra Refrigerator/Freezer, Oven - Self Cleaning, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Stove, Washer
Air Cond:Central A/C
Fireplaces:Gas/Propane,2 Fireplaces
Above Ground Sq Ft:2360
Below Ground Sq Ft:842
Basement:Fully Finished
Other:
  • ▪ Additional:Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Open, Pantry, Walk-in Closet(s), Case by Case Basis, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:PUD
Roof:Asphalt
Others:
  • ▪ Additional:Sidewalks
Sewer:Public Sewer
Parking Features:Concrete Driveway,Garage - Front Entry,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$3,459
Taxes
$587
HOA
$725

Home Price

$629,999

Loan Details

30 yrs
7.312%

Down Payment

20%
$126,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,459.38

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,459.38 $586.83 $725.00 $4,771.22
Yearly $41,512.60 $7,042.00 $8,700.00 $57,254.60
Total $1,245,377.90 $211,260.00 $261,000.00 $1,717,637.90
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Waldorf, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS