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12584 Council Oak Dr , Waldorf, MD 20601
$414,900
Est. Payment: $2,278.25/mo
3 Bed
2 Bath
1757 Sqft
0.23 Acres
Status: active | Days on site: 1
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REPG1 - 3290527
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

**SELLER OFFERING 3% IN CLOSING HELP** Welcome home to this beautifully renovated split-foyer retreat, where modern updates meet peaceful lake views! Featuring 3 bedrooms and 2 full bathrooms, this move-in-ready home has been thoughtfully refreshed to offer comfort, style, and functionality. Step inside to discover an inviting interior with updated finishes and a bright, welcoming atmosphere. The beautifully updated kitchen features all-new stainless steel appliances, making everyday cooking and entertaining a pleasure. The true highlight awaits just outside! Step onto your deck overlooking the lake, where you can enjoy your morning coffee, unwind after a long day, or simply take in the peaceful waterfront scenery. With its fresh renovations, versatile split-foyer layout, and picturesque setting, this home offers the perfect combination of modern living and natural beauty. Move right in and start enjoying everything this property has to offer!
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Highlights

Listed by Samara M Dinnius , 6366671607 JPAR Real Estate Professionals , 3016844895. Bright MLS

Property Type

Residential
Lot/Acreage
0.23

HOA Fee

200 Annually

Year Built

1986

County

Charles

 Neighborhood

White Oak

 School District

Charles County Public Schools

Listing ID

MDCH2060086

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central A/C
Fireplaces:1 Fireplace
Above Ground Sq Ft:922
Below Ground Sq Ft:835
Basement:Connecting Stairway,Heated,Improved
Other:
  • ▪ Main Floor Bedrooms:2
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,Waterfront
Garage Capacity:1
Zoning:RM
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Attached Garage,1+ Spaces
Principal Interest
$2,278
Taxes
$419
HOA
$200

Home Price

$414,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$82,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,278.25

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,278.25 $419.25 $200.00 $2,897.50
Yearly $27,339.05 $5,031.00 $2,400.00 $34,770.05
Total $820,171.61 $150,930.00 $72,000.00 $1,043,101.61
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Waldorf, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS