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1640 Timber Summit Dr , Westminster, MD 21157
$829,000
Est. Payment: $4,412.29/mo
4 Bed
4 Bath
4131 Sqft
2.54 Acres
Status: active under contract | Days on site: 12
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EXXP1 - 94540
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House Description

This quality custom built Southern Living Cape Cod style home offers a rare blend of luxury, craftsmanship, and privacy, delivering more than 4,000 above grade level finished square feet designed with intention and timeless appeal. Although the home is generously sized, every space was created to feel warm, intimate, and welcoming — the kind of home that instantly wraps you in comfort. Set on a quiet private drive surrounded by nature and wonderful neighbors, it feels like a private estate while still being just minutes from Westminster, Hampstead, and Manchester. Inside, rich hardwood floors, exposed wood beams, and a dramatic floor‑to‑ceiling stone fireplace set the tone for refined yet relaxed living. The kitchen is both expansive and beautifully appointed, featuring granite counters, stainless steel appliances, a large island with dedicated microwave space, recessed lighting, and an oversized walk‑in pantry that elevates everyday convenience. The separate dining room is ideal for hosting, though the kitchen is spacious enough for casual meals and gatherings that naturally linger. There are two sets of sliding doors open to an impressive Trex deck with a cable railing, creating a seamless indoor‑outdoor flow perfect for entertaining or quiet mornings with coffee. Solid wood doors throughout the home speak to the quality of construction, and main‑level laundry adds ease to the luxurious layout. The owner’s suite is a private sanctuary, complete with its own sunroom that leads directly to the deck — a peaceful space to unwind at the end of the day. The spa‑inspired bath features a jetted tub, travertine flooring, and a travertine separate shower, offering a retreat that feels indulgent and serene. The lower level adds exceptional potential with a large walk‑out that opens directly to the stone patio. The space is already framed, includes a fireplace insert, a rough-in for bathroom and is ready to be finished into additional living space, entertainment areas, or a luxury suite. Completing the basement — along with a few other finishable spaces — would easily elevate this home into the million‑dollar range, making the current list price of $829,000 an extraordinary opportunity. Outdoor living is elevated with a beautifully crafted stone patio, built‑in fire pit, and retaining wall. A hot tub hookup is already in place, along with a dedicated gas line ready for a future grilling station. The wrap‑around front porch adds a welcoming touch that feels both classic and luxurious. The second level offers a large, usable loft and an additional space that can easily become a fifth bedroom - conveniently assessed by a second staircase. A massive unfinished attic over the garage provides exceptional storage or future expansion possibilities. The oversized attached two‑car garage includes cabinetry and shelving, and the property also features a second detached garage with electric and water — perfect for a workshop, studio, or extra storage. Additional upgrades include 50‑year architectural shingles and wiring for a whole‑house generator, adding peace of mind and long‑term value to the home’s already impressive list of features. With its custom design, premium materials, secluded setting, and remarkable potential for future value, this home offers the lifestyle and presence of a luxury property. It’s a rare opportunity to own a thoughtfully crafted retreat with the space, privacy, and long‑term upside that discerning buyers seek. A home built with care and now it's ready for its next chapter!

Highlights

Listed by Sandra L Jenkins-Blackburn , 4433756505 EXP Realty, LLC , 8888607369. Bright MLS

Property Type

Residential

Lot/Acreage
2.54

Year Built

2006

County

Carroll

Neighborhood

None Available

School District

Carroll County Public Schools

Listing ID

MDCR2038466

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Dryer - Gas, Dryer - Front Loading, Exhaust Fan, Extra Refrigerator/Freezer, Freezer, Icemaker, Refrigerator, Stainless Steel Appliances, Stove, Washer, Water Heater - Tankless
Air Cond:Ceiling Fan(s),Central A/C,Multi Units
Fireplaces:Mantel(s),Wood,2 Fireplaces
Floor:Carpet,Ceramic Tile,Hardwood,Solid Hardwood
Above Ground Sq Ft:4131
Basement:Daylight,Full,Outside Entrance,Rear Entrance,Partially Finished,Rough Bath Plumb,Space For Rooms,Sump Pump,Walkout Stairs,Workshop
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Attic, Bathroom - Jetted Tub, Bathroom - Stall Shower, Built-Ins, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Dining Area, Exposed Beams, Family Room Off Kitchen, Floor Plan - Open, Intercom, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Pantry, Recessed Lighting, Sound System, Upgraded Countertops, Walk-in Closet(s), Wood Floors, Number Limit, Pets Allowed
Water:Well

Exterior Features

Lot:Additional Lot(s),Secluded,Trees/Wooded,Not New Construction,Horse Property: No
Garage Capacity:10
Zoning:AGRIC
Roof:Asphalt
Others:
  • ▪ Additional:Flood Lights, Gutter System, Outbuilding(s), Sidewalks, Stone Retaining Walls, Excellent
Sewer:Septic = # of BR
Parking Features:Asphalt Driveway,Oversized,Attached Garage,Detached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$4,412
Taxes
$581

Home Price

$829,000

Loan Details

30 yrs
7%

Down Payment

20%
$165,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,412.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,412.29 $581.17 $0.00 $4,993.45
Yearly $52,947.43 $6,974.00 $0.00 $59,921.43
Total $1,588,423.01 $209,220.00 $0.00 $1,797,643.01
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Westminster, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS